Roofing Insurance

Alabama Roofing Contractor Insurance

Why You Need Alabama Roofing Contractor Insurance

Roofing contractors have a tough and risky job. Not only do they operate machinery, power tools, sharp tools, but they also work at great heights, typically on ladders or scaffolds.

By working at various heights, roofers put themselves at great risk with the possibility of falling several stories or having tools like a wayward hammer or a utility knife fall on them, but in the summer months they work under the heat of the overbearing sun; sometimes in unbearable heat. This heat can cause health problems such as heat stroke or heat exhaustion, which can make an accident more likely to happen, and increases the risk of a fatality.

But, roofers are not the only ones at risk when doing their job. Fellow contractors, pedestrians, on-lookers, etc, can be harmed in the event that tools, machinery, ladders, scaffolds, or even roofers themselves fall on them, thus causing injury.

Along with physical injury, property damage can happen if tools, machines, ladders, scaffolds, and even people fall on the property on the ground. This includes cars, A/C systems, and other properties. If property is damaged, the owner will most likely want to receive compensation for the damage and the payout can be extensive.

Whether a person or property gets injured, a lawsuit or claim will mostly come your way. And along with a lawsuit/claim, comes a high payout the court may order you to pay the plaintiff. And due to the height and tools that roofers work at and with, the bigger the damage/injury could cause. Clients may also sue you if they are not happy with the work.

As a roofer, being hit with a lawsuit or a claim can be financially devastating as the judge may order you to pay a large sum of money, which can cause financial ruin to your contracting business.

By getting insurance for roofers in Alabama from Affordable Contractors Insurance, you can make sure you and your roofers are protected from lawsuits or claims of any kind. Give us a call today and we will give you peace of mind by finding the right policy for you

 

Alabama Roofers Contractor Insurance Can Protect You And Your Employees

Our roofing liability insurance is a key part of your overall business protection strategy and protects YOU. Just like businesses and homeowners have insurance to cover any damage to their property, as a roofing contractor you need to protect yourself and your employees and prepare for any claim or lawsuit that comes your way. Accidents happen, just make sure you’re protected beforehand.

Liability claims or lawsuits can deplete your business of money. Not only may you have to pay the plaintiff, but you will have to pay legal fees throughout the process. Legal fees can include attorney fees, filing fees and court costs, and the fees of messengers, investigators, and paralegals, for example.

Without roofing contractor insurance, you will be left to shell out all the above payments, as well as compensation to the complainant, which can run pretty high. With the help of Affordable Contractors Insurance, we can help you save money. Just like any other insurance policy, we are here to cover you and your business. We will help find the right policy that will keep you and your roofers covered in the unfortunate event that injury or property damage occurs while on the job.

By getting roofers insurance, you are not only giving your business and employees peace of mind and coverage, but you also will be more trusted by clients. Homeowners and business owners are more likely to hire a roofing contractor who has insurance, thus giving you more jobs and helping improve your income. It is definitely an investment that will pay off in the future.

Get the Right Alabama Roofers Insurance with Affordable Contractors Insurance

At Affordable Contractors Insurance, we know the roofing business and pride ourselves on only insuring contractors so you know we will get you the right policy that fits all your needs.

Whether you need insurance for residential roofing, commercial roofing, new and existing construction, open roof coverage or uninsured sub endorsements, we have got you covered.

Let us know your needs and any important aspects about your business and employees, such as how many employees you have, and our experienced insurance professionals can tailor the right policy for you. We are even offering down payments for all for as low as 20%.

Give us a call today and save 15% or more compared to our competitors on high-quality coverage and insurance. We will even show you competitive prices so you can see ours is truly the best deal in the state.

Don’t wait until you have been dealt with a lawsuit or claim and lose money, get your Alabama roofing insurance today.

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