Roofing insurance protects your greatest asset-your workers. Roofing insurance does this by providing affordable workers’ compensation coverage that pays for medical expenses and offers benefits to replace lost wages to injured roofers.
You need roofing insurance because through its general liability coverage it protects you and your business against third party claims. Your roofing insurance allows third parties, such as clients and sub-contractors, to file a claim against your insurance.
A big piece of your roofing insurance consists of workers’ compensation coverage. What drives the cost of that part of your roofing insurance is the number of injuries your roofers tally up over a period of time.
Roofing insurance is one of the building blocks of your business because through your general liability and workers’ compensation it protects your roofers and your company.
Affordable Roofing Insurance can provide you with a reasonably priced roofing insurance that can protect your business against liability and your roofers when injured. You need roofing insurance because you as a roofer are in one of the most unstable and dangerous industries; as many roofing companies fold, as start-up in the roofing industry in any given year.
In the past five years, all the fifty states have experienced floods and though it may not be obvious floods create plenty of roofing work.