To say that roofing is a hazardous job would be an understatement. Few to none would disagree that working on roofs is one of the most dangerous jobs in the world. With a fatality rate of 32 per 100,000 workers, roofing is also one of the deadliest. One wrong step, and a roofer could fall and suffer an injury.
Injuries or deaths from roofing accidents aren’t even limited to roofers falling from their perch. Sometimes, tools or equipment slip through roofers’ hands and hit someone on the ground. In roofing, it is a fact that roofers aren’t the only ones exposed to such risks. Even clients or random strangers could stand in harm’s way whenever a roofing job is being done.
Property damage could also occur during roofing jobs, and we’re not just talking about parts of the roof itself. A roofer could damage lawns, gutters, windows, and other parts of a property by accident, sheer carelessness or neglect, and that kind damage could prompt a customer to file a claim against the roofer or the company for which he or she works.
With all the risks that come with roofing, there is no doubt that a roofer is going to need Florida roofing insurance.
One of the biggest risks roofing contractors face in the course of performing their jobs is being involved in incidents that occur on their job site that could lead a client or a third party to file personal injury or property damage claims. With this in mind, it is imperative for roofers to realize how essential getting Florida roofing and construction insurance is to their business because it’s the best and only way to protect themselves and their company from such claims.
With a Florida roofing insurance policy, you will have a general liability policy that will cover any incident on your job site that is a direct result of your ongoing project. Whatever financial losses your roofing contractor business is facing due to property or damage claims filed against you, your policy will cover them.
You should also keep in mind that while it’s your customers or other people not related to the project who filed claims who stand to be compensated by your policy, insurance for roofing contractors in Florida is ultimately designed to protect you, your employees, and your entire business. Without insurance coverage, you stand to suffer serious financial losses that could spell the end of your roofing contractor business altogether.
Aside from protecting your business, roofers insurance is also a requirement in most states, Florida included, before a roofing contractor can get licensed, bid on roofing contracts, and conduct any kind of roofing construction operation.
Having roofers insurance also makes your business more attractive to customers. Considering how discerning both commercial and residential clients have become these days, they all tend to prefer roofing contractors who are properly insured because of the coverage their policies would provide.
Without a doubt, roofing insurance should be a vital part of your overall business protection strategy, and we at Affordable Contractors Insurance would be very glad to help you out in that regard.
As our very name suggests, we provide insurance policies for roofers that are within reach as far as cost is concerned. Whether you’re seeking roofing insurance coverage for residential roofing, commercial roofing, you can get hold of a policy with a down payment as little as 20%. We can also guarantee savings of 15% or more compared to our competitors. With ACI, you get reliable, high-quality coverage at a very affordable price.
We can also assure you that whatever the specific insurance needs of your business, we have the precise solutions to those requirements. Any policy you get from us would be customized to fit any requirement you ask.
If you need residential roofing insurance in Florida, just contact Affordable Contractors Insurance straight away. A live agent will be there to answer all your questions and cater to all your needs. Within minutes of your call, you should be able to get a competitive quote that will help you decide on residential or commercial roofing insurance in Florida that you need.
Having adequate roofing insurance is a must for any roofing contractor out there. To protect your business, your best bet would be to get roofers insurance from us. After all, providing affordable insurance policies for roofers and all kinds of contractors is our specialty! With a customized insurance policy from us, you will have the best possible shield from financial claims against you, and most importantly, peace of mind.
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