Roofers have an inherently risky job. If you think about all the dangerous aspects they encounter while on the job, you’ll agree they have one of the most dangerous jobs in the world.
Roofers do their work from various heights. Whether it’s a one-story house with a roof, or a 10 story building that needs roofing done, roofers are always at risk for falling.
They also use ladders and scaffolds when working, and those could fall over at any time, causing roofers to fall and injure themselves on the concrete located on the ground.
Also, roofers use tools such as hammers and knives, and those can pose a hazard if they are stepped on or misplaced.
Roofers also work outside, and especially during the summer months, the sun can be brutal. Being exposed to excessive heat from the unforgiving sun rays can cause a roofer to get heat exhaustion or heat stroke. They may also be at risk for skin cancer after long periods of time in the sun.
Hot tar and chemicals are also a part of the daily work life of a roofer. And using these, can be dangerous as they can explode and burn the roofers.
Roofers not only are at risk for injury when working, their co-workers on the ground, pedestrians, on-lookers, etc who are near the worksite are also at risk. If a roofer, tool, chemical, hot tar, or ladder fall, they can fall onto someone on the ground and injure them.
Physical injury isn’t the only form of damage that can happen from items falling. Property can easily be damaged as well. Any property that is within the range of the roof, such as an AC system, car or shed, is susceptible to receiving damage if something falls on it.
Either with someone getting injured or property being damaged, you can expect a lawsuit or claim to be filed from the injured or property owner. And lawsuits/claims are not cheap. You can expect to pay a lot of money in compensation, in the event the judge orders in favor of the complainant.
Any type of lawsuit or claim can deplete funds from your business and risk you and your employees livelihoods.
By getting insurance for roofers in Michigan from Affordable Contractors Insurance, you can protect yourself, your business and your employees from the risk of losing money and jobs. Give us a call today at ACI and get the peace of mind you need!
It is always hard when you are the one liable for an accident. However, that’s why liability insurance was created. Just like car insurance, Affordable Contractors Insurance offers liability insurance for roofing accidents. We know accidents happen, and that is ok. We are here to protect you and your business in the event an accident does occur.
Liability lawsuits/claims are very expensive. Especially if you lose and the judge orders you to pay compensation to the complainant. Not to mention all the attorney fees you will have to shell out, and those fees can run pretty high.
However, if you get roofing insurance from ACI, we will help cover any and all of those costs. We also know not every roofing business is alike and your needs are different from others. That is why we will work with you to determine what type of insurance policy you need and go through the policy with you so you know exactly what you are getting.
By getting Michigan roofers insurance, you are not only giving your business and employees coverage, but you are also telling potential customers that you’re responsible and trustworthy. Showing this responsibility will ensure trust into your community and have a positive effect on your business and increase your clientele.
At Affordable Contractors Insurance, we are experts in the roofing business and focus solely to insure contractors. This allows us to have an edge over competition as we know the industry inside and out.
Whether you need insurance for residential roofing, commercial roofing, new and existing construction, open roof coverage or uninsured sub endorsements, we offer all of these.
Let us know your needs and any important aspects about your business and employees, expert insurance professionals can tailor the right policy for you. We even will offer you a down payment for as low as 20%!
Give us a call today and see how you can save 15% or more compared to our competitors on our high-quality coverage roofing insurance. We will show you that we are the best roofing insurance business in Michigan.
Don’t wait until you have been dealt with a lawsuit or claim and lose money, get your Michigan roofing insurance today.
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We have experienced insurance professionals available to help you get the contractors insurance policy that is best for you and your business.
Your questions will get answered and you’ll discover the best price for a general liability insurance for contractors or a workmen’s compensation policy. We shop around so you don’t have to.
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