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Several factors will affect the amount you’ll pay for your insurance each term. These factors include the type of contracting work you do and the amount your business earns in gross sales. Other factors that we’ll take into consideration include your subcontractor costs, the number of people you employ, a potential bundle at discount, and your total payroll costs.

Affordable Contractors Insurance understands that you need to keep your business costs low. We offer 25% off on your coverage and low monthly payments. We’ll start you off with a minimal 20% down payment to help you get insured quickly.

Since we partner with a variety of carriers, we can get you a better deal for your coverage. It’s easy to get started when you submit our simple form to request more information.

You can make your monthly payments with Visa or Mastercard credit cards. We add a 3% credit card processing fee. For instance, the 3% fee for a $700 payment will result in a $721 charge to your credit card, so please take that fee into account when choosing a payment method.

Alternatively, you can pay with an electronic check. This type of transaction does not have a fee, but it typically takes three to five business days to process. Make sure to submit your payment in advance when paying by check.

We partner with dozens of carriers. This helps us find the highest level of coverage at the best price for each of our clients. For a list of available carriers, head to our About Us page. Reviewing our list of insurance carriers will help you find specific providers that can meet your needs.

Alternatively, trust one of our agents to find you competitive rates for the insurance coverage you need. We’ll research all of our carriers to help you find those that provide the specific types of coverage your business requires.

One advantage of working with Affordable Contractors Insurance is that we can have you covered on the same day you contact us. As soon as you request a quote, we’ll get to work on offering you an estimate. Once you submit your down payment, we can usually bind your policy and send you a certificate of insurance within 24 hours.

You will never have a problem reaching a live agent when you need to discuss your insurance needs. Unlike many other insurance companies, we don’t use complicated recordings and menus. When you call us, you’ll be directly connected with one of our knowledgeable agents.