Roofing Insurance

Nebraska Roofing Contractor Insurance

Why Nebraska Roofing Insurance Is Essential

Roofing is not an easy job. Roofers are subjected to dangerous conditions while they are on the job. This includes handling dangerous machinery, working from various heights, which usually includes ladders and scaffolds.

There are an array of dangerous tools roofers handle on a daily basis and these include nail guns, hammers, utility knives, hatchets, and more. Any wrong move or slip can cause one of these tools to accidentally injure themselves. They also run the risk of slipping and falling off the roof. And working at any height whether it’s 10 feet or 100 feet, any fall can significantly injury a roofer.

Another factor roofers have to encounter is being the sun all day. And during the summer months, the sun can be unforgiving. By being under the heat of the sun for numerous hours, roofers can experience heat exhaustion or heat stroke. Also the sun rays may cause sunburns and potentially cancer after years of exposure.

Although roofers take the brunt of the risks, they are not the only ones who bare risk of danger while roofing occurs. If a tool, such as a nail gun, falls off the roof, it could accidentally shoot a nail out to coworkers on the ground or simply bystanders. Roofers can also fall off the roof and not only injure themselves, but land on someone, thus causing harm to the person who took the brunt of the force.

Along with people getting injured, property can also get damaged. If a ladder, scaffold or hatchet falls, for example, it could land on a car and either dent it or break the windshield. It can also hit anything else that is within range of the roof including outside tables, air conditioner, pools, etc. And if this happens, you and your roofers are most likely to be met by an angry property owner who will want compensation for the damages.

Being in any line of work comes with a level of risk and the roofing business endures the risk of being sued or having a lawsuit filed against them for property damage or physical injury in the instance an accident occurs. And a lawsuit can end up costing you a large sum of money, especially if you do not have Nebraska roofing insurance, all of that money will come straight out of your pocket.

By contacting Affordable Contractors Insurance (ACI), you can get quality insurance for roofers to ensure you and your team are protected at all times.

Protect Your Business With Roofing Contractor Insurance

Roofing insurance is an essential part to any roofing business. It is there to protect YOU, not the customer. In other aspects of our lives we have insurance to protect us, so why would one not do the same with their roofing business?

ACI’s roofing liability insurance will cover incidents that occur on the job or as the result of the project. As a general liability policy, ACI will help cover any financial losses to your business due to property damage or injury.

Affordable Contractors Insurance knows that accidents are bound to happen, but being prepared for anything will put you and your business one step ahead of anything that occurs.

Liability lawsuits or claims are not cheap and along with possibly having to pay a hefty amount in compensation, you will be responsible for paying legal fees including attorney fees, And without roofing liability insurance, all that money will have to be paid by you and your business.

ACI will work with you to find the right policy for your business and ticks off everything you want and need and are looking for to protect your, your business and your employees.

Not only will it protect your business, roofing insurance can help increase the number of projects you receive as people will be more prone to hire you as you have shown a level responsibility by making sure you are covered if an incident does occur.

If that has not sold you, in most states they require contractors to have roofing liability insurance in order to be eligible to get licensed, bid on jobs and conduct any type of construction on a roof.

Get the Right Nebraska Roofers Insurance with Affordable Contractors Insurance

At Affordable Contractors Insurance, we have been in the roofing and insurance business for years and we pride ourselves on having a vast knowledge on what policies contractors need, no matter their stipulations or wish list.

If you are a roofing company that specializes in home roofing, ACI offers residential roofing insurance. We also offer commercial roofing, new and existing construction, open roof coverage or uninsured sub endorsements.

Let us know your needs and any important aspects that could affect your policy choice such as how many employees you have, and our experienced insurance professionals will work diligently to find the right insurance policy for you. As a thank you for joining the ACI family, we are offering down payments to be paid as low as 20 percent.

If you need some more convincing, ACI helps you save 15 percent on high-quality insurance policies compared to competitors. Give us a call today and we will show you our low prices so you can see we truly are the best in Nebraska.

Don’t wait until you have been dealt with a lawsuit or claim and lose money, get your Nebraska roofing insurance today.

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