Roofing Insurance

South Carolina Roofing Contractor Insurance

The Importance Of South Carolina Roofing Contractor Insurance

Being a roofer is no walk in the park. The immediacy of danger is always at hand as they are subjected to many dangers while on the job.

Working from heights comes with a lot of risk for roofers. They can easily trip or slip and fall off of the roof and break or fracture a bone. Any height that a roofer falls from can cause an injury that leaves them out of work for a few weeks to even months. And some falls may be deadly.

Another danger that roofers risk is being injured by the tools they use. Some of the tools they typically use include nail guns, hatchets, hammers and knives. Any of these tools can cause an injury if accidentally misused or stepped on.

Along with the risk of heights and tools causing harm to roofers, they also have to bear the heat of the unforgiving sun. And when it is summer time, the heat can be a health risk. Working long hours under the rays of the sun can cause heat stroke or heat exhaustion. The sun can also cause sunburns, and prolonged exposure to the sun with little to no protection can eventually lead to skin cancer.

Although roofers working on the roof seem to be the ones most at danger, they are not the only ones. Their coworkers on the ground can face danger if a tool, ladder, scaffold or even their fellow roofer falls off the roof and onto them. And especially if a roofer falls on another roofer, the chance of both being injured is immensely likely. Also any bystanders or simply passerbyers are at risk at getting hit by anyone or anything that falls off a roof.

But, people are not the only ones at risk for getting injured. If pets are outside in the background, they could be in the way of danger. Property, such as a car, air conditioner, pool pump, etc. can also become damaged or broken if something or someone falls on it.

Any form of injury or property being damaged can lead a lawsuit or claim to be filed against your company. And those affected, will more than likely seek compensation for their injuries or property they need replaced or fixed.

With a lawsuit or claim, comes a lot of money that will need to be shelved out, which could eventually deplete your business of necessary funds.

However, by getting insurance for roofers in South Carolina from Affordable Contractors Insurance, you can have peace of mind knowing you and your roofers are financially protected in the case an accident occurs while on the job.

As a roofer, being hit with a lawsuit or a claim can be financially devastating as the judge may order you to pay a large sum of money, which can cause financial ruin to your contracting business.

How South Carolina Roofers Contractor Insurance Can Protect Your Business

Here at Affordable Contractors Insurance, we offer roofing liability insurance to ensure you are covered in the instance an accident happens on the job and your roofers are liable for any damages or injuries. It is just like car insurance. Liability insurance on your car is a must in the instance an accident happens and it is your fault. So why would you not do the same for your roofing business? ACI believes it is always a good idea to be safe than sorry when it comes to an accident. It is always best to be prepared for anything and ACI’s liability insurance does just that. We know accidents are bound to happen, that’s why we want to keep you protected when they do.

ACI protects you from having to pay the expensive amount of money in compensation to the plaintiff in the case they win the lawsuit or claim against you and your business. However, that is not the only aspect you will have to shell out money for. Any lawsuit or claim will lead you to have to pay legal fees including, but not limited to, attorney fees, investigators, filing fees, etc.

However, if you get South Carolina roofing insurance through Affordable Contractors Insurance, we can help you with these payments so you do not deplete your company’s funds. Our experienced insurance professionals work diligently and closely with you to find the right policy to cover all your needs. We want to ensure you, your roofers and your business are protected in the instance a person gets injured or property gets damaged while your roofers are on the job.

By getting South Carolina roofing insurance through ACI, you allow you and your business a safety net if something happens while they are working. You are also adding a level of trust with potential clients as they see you as being responsible. They will know that if an accident happens, you are prepared and that provides a level of trust in you from your client. So by getting roofing liability insurance, you will not only be protecting your business from financial ruin, but also gain more clients.

Find the Right South Carolina Roofers Insurance with Affordable Contractors Insurance

At Affordable Contractors Insurance, we are no stranger to the contracting business. That is why we have the word ‘contractors’ in our name. With years of experience in the industry, we know for sure we will be able to provide you with the best insurance policy that checks off every aspect on your list.

No matter what type of insurance you need, if it is either new and existing construction insurance or residential and commercial roofing insurance, we have all of those. We even offer open roof coverage and uninsured sub endorsements.

At ACI, we want to know anything that is important to your business. This can include how many employees you have, as well as if you have had any accidents in the past. This will allow us to be able to adhere to the right insurance policy for you.

Give us a call today and we can save you 15% or more on your policy in comparison to our competitors. Our high-quality insurance will allow you to be stress-free and worry-free while your roofers are doing projects.

Don’t wait until you have been dealt with a lawsuit or claim and lose money, get your South Carolina roofing insurance today.

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