So much has been said about how great being a contractor can be, and most of them are true. As a contractor, you’re the boss, and you have full control over your work hours. You also get to help people, from your workers to the clients who require your services. Of course, the money is usually good, so much better than if you were just a regular employee.
Being a contractor, however, brings with it a lot of risks, and with those risks come responsibilities. Accidents, after all, do happen, and they could give rise to claims against your company. Clients who have suffered an injury that arose from your contracting work can sue for damages. They can do the same thing if their property sustained any degree of damage caused by your workers, regardless of whether or not it was due to carelessness or it was done on purpose.
Once personal injury or property damage claims have been filed against you, it will only be a matter of time before you have to pay for all of that. Being the contractor, it is your responsibility to pay for those claims. If you had general contractors insurance, then there shouldn’t be a problem. Your insurance company will shoulder all of that. However, if you hold no such policy, be prepared to pay for those claims out of your own pocket.
No matter how you look at it, there is no downside to fulfilling Utah contractor insurance requirements and having, at the very least, a general liability policy in your hands.
Keep in mind that we live in a world where anybody can sue anyone over anything. In the case of contracting work, clients can sue not only because of personal injury or property damage but also for work they consider to be defective or inferior.
Fortunately for those who have general contractors insurance, they can transfer any financial liability to their insurance company and not worry about anything. With their insurance company taking up the financial cudgels for them, their contracting business can continue its operations without missing a beat.
Having Utah Contractors Insurance also boosts your company’s reputation in the eyes of clients and potential clients. You stand a much better chance of getting hired for all sorts of contracting work precisely because clients will ultimately prefer you over other contractors who are not insured. As far as they’re concerned, they will only get the services of legitimate contractors, and contractors insurance is a major contributor to the legitimacy of your business.
The word “affordable” is in the name of our company, and that has always been reason enough for many contractors to come to us so we can take care of their contractors insurance needs. We even offer policies with a 20% down payment to make things easier for you. Indeed, we do right by our name, all for the benefit of our clients.
We focus solely on providing contractors with affordable insurance, and that is why we already have an idea what your contracting business’ insurance requirements would be. As long as you provide us with necessary information such as the type of contract work that your company does, your gross sales, the size of your payroll, and sub-contractors costs, among other things, we should be able to come up with a policy offer that is customized according to your exact needs. If you’re doing business in Utah, then we’ll also make sure that your policy will help you comply with Utah contractor insurance requirements.
So if you want to have the peace of mind that only a contractors insurance policy can provide, call us now at Affordable Contractors Insurance. A live agent will take your call and take care of whatever you need. Within minutes of your call, you should be able to receive a competitive quote that can help you make the right decision.
The importance of having contractors insurance is something we could never state enough. If you want your contracting business to last for as long as possible, you should never hesitate to protect it with the appropriate insurance policy.
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