Affordable Contractors Insurance

Protect Your Business with Custom Contractors Insurance

Affordable coverage with as little as 20% down

Nationwide Coverage

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Construction Business Insurance for

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Roofers

ACI insures roofers nationwide because we have special roofing business insurance coverage.
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Contractors

Contractors choose ACI because our company provides specialized and general contractors insurance coverage at great rates.

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Builders

ACI provides builder’s risk insurance to cover builders properly for their next project.

General Liability, Workers Comp, Builders Risk, Excess, Umbrella

And so much more!

No matter which area of construction you’re in, maintaining adequate insurance is essential to your business. A good insurance plan will help you safeguard your equipment, take care of your employees, and protect your company against liability issues. When it comes to meeting those needs, Affordable Contractors Insurance has you covered.

We’ll provide your contracting business with custom coverage for your specific needs and the proof of insurance you’ll need to function in your industry without delays. We feature low monthly premiums bundled at a discount and smaller down payments to ensure you can start you’re covered sooner. The convenience and expedited services we offer can help you avoid costly lapses in compliance. Get the best contractors insurance at discounted rates.

Get the Coverage You Need at a Great Rate

Save Up to 25% on Your Insurance Policy and Get the Proper Coverage

Affordable Contractors Insurance Policies

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How Will Affordable Contractors Insurance Protect Your Construction Business?

When you lack contractors insurance, every aspect of your business is at risk. If there’s an accident that leads to an injury or damaged equipment, those costs will have to come out of your pocket.

We’ll provide you with premium contractor insurance coverage, effective custom options, and an easy claim process that will save you from these setbacks.

Property Insurance

Accidents can damage equipment, forcing you to repair or replace the equipment. Affordable Contractors Insurance will help you meet those needs faster to prevent lapses in performance that could cost you a customer or harm your reputation.

Even when there’s theft of, vandalism to, or storm damage to your equipment, the right builders risk policy will help you compensate for those losses.

Insurance Agent working with contractor on equipment damage
Contractors employee working on the job carrying wood

Workers Compensation for Contractors

Every job your contracting business takes on will come with some degree of risk. While you will take the necessary safety precautions, accidents are unpredictable, and your employees may injure themselves.

When there is an incident that results in an injury, a policy that includes workers compensation will help you cover your responsibilities for the employee’s medical care.

Third Party and Reputation Coverage

A client or a visitor to your job site might injure themselves, or your business could be blamed for damage to a client’s property. In those situations, a general liability policy can protect you from lawsuits and other legal actions.

Affordable Contractors Insurance will help you cover those claims and provide you with the resources to handle legal actions if necessary.

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Curious About Rates?

Several factors will affect the cost of contractors insurance, as each policy is customized for the individual client. Some factors that we take into account include the type of construction business you operate and the tasks you perform. Other factors we’ll consider include the number of employees you keep on staff and their job descriptions.

When you start a qualifying policy with us, you’ll save up to 25% on your coverage. Additionally, you can instantly start your policy with a down payment as low as 20% of your total policy, and bundle at a discount. We give you an accurate quote in just a few minutes, so you can make a decision without unnecessary delays.

GET THE RIGHT COVERAGE

How It Works

1

Ask for a quote

Getting started is fast and simple. Just use our automated form to send us your basic information. That’s all you have to do to get the ball rolling.

2

We reach out

Once we receive your request, we’ll send you a form that asks for information and details about your contracting business.

3

Accept your quote

We’ll use your answers on the questionnaire to calculate an accurate quote, then send that quote to you via email.

4

Get your certificate

Submit your 20% down payment and sign your policy documents. We use online forms to start your coverage quickly.

The Best Contractors Insurance Near You

So, why should you choose our company to handle your next contractors insurance policy? Here are the answers…

Speak with an agent right now.

Get a great quote in minutes.

Get your policy number today.

Request certs fast and easy online.

Enjoy coverage you can rely on.

Exclusive rates for all class codes.

Save up to 25% annually.

Get a policy with only 20% down.

426 reviews on trust pilot – 4.9 rating.

We only insure roofers and contractors.

96.4% of clients stay year after year.

Price varies by state and classification.

Get Affordable Contractors Insurance That Covers It All

Speak with a licensed agent who knows your industry, your construction business, and your area.

Don’t Take Our Word For It…

★★★★★

“Good people! Ron was very friendly and helpful. He also got me a great deal on my contractors insurance. Highly recommended.”

Beau
TrustPilot

★★★★★

My annual review of the policy for liability insurance was quickly reinforced with all positive input from Tim. We are now with affordable as the reflection of their name is true!

Van Smith
TrustPilot

★★★★★

“Rapid response that met my acute timing needs! Great follow-up notifying the bank and my client! Saved me $$$ too! Very professional!”

Michael
TrustPilot