Carpenter’s Insurance
You Can Count On
Why Carpenters Need Insurance
Every cut, measurement, and installation comes with risk. Whether you’re framing homes, installing cabinets, or handling custom woodwork, accidents can happen—tools can get stolen, property can be damaged, and injuries can occur. Without the right insurance, you could be stuck paying out of pocket, leaving your woodworking business vulnerable.
What’s more, many states require certain insurance coverages for carpenter licensing, and most clients will demand proof of insurance before you can begin work. Proper coverage isn’t just protection—it’s essential for running a legitimate carpentry business.
At Affordable Contractors Insurance, we understand the risks carpenters face. That’s why our agency builds policies tailored to protect your business, tools, and team—so you can focus on your craft without worrying about what could go wrong.
Protect Your Contracting Business with Insurance - Save Up to 25%
Start with as little as 20% down.
Why Carpenters Trust ACI
FAST QUOTES & CERTIFICATES
Get coverage in minutes with same-day binding and instant certificate delivery.
AFFORDABLE RATES
Save up to 25% on your carpenter’s insurance cost by bundling policies tailored for woodworking businesses.
INDUSTRY EXPERTISE
State-specific policies with coverage options designed specifically for carpenters and woodworkers nationwide.
Coverage You Can Count On
What Does Carpentry Insurance Cover?
General Liability Insurance
Covers injuries and property damage—like if you accidentally damage a client’s floor or a third party is injured by your tools on-site.
Tools & Equipment Insurance
Protects against theft, loss, or damage to your essential tools, so you never miss a step on a project.
Workers’ Compensation
Provides medical coverage and wage replacement if your employees are injured on the job, keeping your team protected and your business compliant.
Completed Operations Coverage
Covers claims that arise after a project is complete—like a cabinet installation that fails or a framing job that causes structural issues later.
BUSINESS OWNERS POLICY (BOP)
A comprehensive solution combining general liability with commercial property protection. This bundled policy typically offers savings while protecting your workshop and business property.
COMMERCIAL AUTO INSURANCE
Protection for the vehicles that keep your business moving. Personal auto policies typically don’t cover business use, exposing you when transporting materials between job sites.
What Happens Without the Right Coverage?
Without coverage, even a small mistake could derail your woodworking business.
If your work causes damage to a client’s property, you’ll be responsible for the cost of materials and labor to fix it.
If someone gets hurt while you’re working, you could be on the hook for medical bills and legal fees.
A stolen or damaged carpentry tool can throw off your schedule—and replacements are costly without insurance.
Fast, Reliable Service Every Step of the Way
At ACI, we know your time is valuable. That’s why we’ve made the process simple and fast:
Get a Quote in Minutes
Submit your info online for a quick estimate.
Speak to a Carpentry Insurance Specialist
Our agents know the woodworking industry and will customize your policy accordingly.
(888) 505-9012
Start Coverage Today
With as little as 20% down and you’re ready to go.
Request Certificates Anytime
Fast, easy access to certs when you need them.
Get a Quote Today
Your tools and skills are essential to your business—make sure your insurance is, too. Answer a few quick questions, and we’ll design a custom policy that keeps your carpentry business protected.