Why Contractors Choose
Affordable Contractors Insurance

Veteran-Owned, Contractor-Focused

At Affordable Contractors Insurance, we don’t just understand your business—we’ve built ours around it. We’re a veteran-owned agency dedicated solely to serving contractors like you.

Since 2011, we’ve helped thousands of tradespeople across the U.S. get the right coverage at the right time—without the headaches. Our policies are tailored to your trade, your risk, and your state regulations, helping you stay protected and compliant from day one.

More Than Insurance—We’re Your Guide

Contractor insurance doesn’t have to be confusing. At ACI, we make it simple.

Our licensed agents walk you through every step—from selecting the right policy to explaining audits—so you always know what you’re paying for and why it matters. With a hands-on, educational approach, we make sure your coverage works as hard as you do.

Fast, Reliable, and Efficient Service

Need proof of insurance to win a bid or start a job today? We’ve got you.

ACI delivers fast certificates of insurance, often within 10 minutes. That means no waiting, no call center runarounds—just responsive support from real people who understand the demands of your trade. And with same-day policy binding, we help you get covered and back to work without missing a beat.

A Partner for the Long Haul

Your business changes—and we make sure your coverage keeps up.

Whether you’re growing your crew, taking on new project types, or facing an audit, our team is with you every step of the way. We provide year-round support, help you adjust your policy when needed, and ensure you’re never left unprotected.

At ACI, we’re not just your insurance provider—we’re your long-term partner in risk management.

The ACI Advantage

Exclusively for Contractors

We focus solely on contractors, giving you insider expertise most general agencies can’t match.

Fast, Hassle-Free Service

Get covered quickly. We offer quotes in minutes and same-day binding to keep your projects moving.

Save Up to 25%

Bundle your policies and pay only for the coverage you need. Our contractor-focused packages maximize value.

Expert Support

Need help with audits or renewals? Our team has your back, year-round.

Nationwide Expertise

We’re licensed in all 50 states and understand each state’s rules, so you stay compliant—everywhere you work.

Let ACI Handle Your Insurance

So You Can Focus on What You Do BesT

Don’t waste time with insurance providers who don’t understand your business. At ACI, we deliver the protection, speed, and expertise you need, so you can focus on building your business with peace of mind.

WhaT Our Clients Say

      
 4.9712 reviews
 4.9
 712 reviews
 
 
 
   
 
 
       Eric H 
 
 
 Trustindex verifies that the original source of the review is Google. Working with Shawn and Kim at Affordable Contractor's Insurance has been great. Very fast, excellent customer service and very reasonable pricing for their services. They are always tere to help and I recommend them very much. I just renewed with them because of how much I appreciate Shawn and his whole team.
  
 
      Glenn W 
 
 
 Trustindex verifies that the original source of the review is Google. Timothy Mitchell has been great to work with. On top of his game very prompt with responses and gets the job done, submits all paper work to the contractors board. Very easy to work with.
  
 
      Juan O 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent , best service and prices ever!!
  
 
      Jackie P 
 
 
 Trustindex verifies that the original source of the review is Google. Ron was very helpful and knowledgeable and worked to meet the needs of our insurance.
  
 
      Daniel 
 
 
 Trustindex verifies that the original source of the review is Google. I highly recommend Timothy Mitchell for general contractor liability insurance. As a general contractor and business owner, having the right insurance coverage is extremely important. Timothy is professional, knowledgeable, and easy to work with. He makes the insurance process straightforward and takes the time to make sure everything is handled properly. It's great working with someone who understands the needs of contractors and small business owners. I would definitely recommend Timothy to anyone looking for reliable business insurance.
  
 
      Paul M 
 
 
 Trustindex verifies that the original source of the review is Google. I’m very happy I found this company. Sam was a great guy. Everything he said came true. No bullshit. It was a delight to deal with him. I even went back to find out if he did personal Car insurance
  
 
      Paul V 
 
 
 Trustindex verifies that the original source of the review is Google. Great customer service Joelle was very professional and knowledgeable it was a great experience
  
 
      Ronald C 
 
 
 Trustindex verifies that the original source of the review is Google. Worked with Sam to get a great rate for my policy. He made it  a  Simple and easy process.
  
 
      Curtis I 
 
 
 Trustindex verifies that the original source of the review is Google. He had my back helped me with someone useing my name to get insurance and using my name and credit to defraud me and my wife.
  
 
      Derrick G 
 
 
 Trustindex verifies that the original source of the review is Google. Evan was super friendly, communicated well and exceeded my expectations. Thank you Evan!

Why Contractors Choose Affordable Contractors Insurance