Contractor Insurance
Resources and Guides
Whether you’re just starting out or scaling your contracting business, understanding your insurance options is critical.
At Affordable Contractors Insurance (ACI), we make it easy. This resource center is packed with clear, actionable guides to help you get covered quickly, without overpaying or missing key protections.
What Is Contractor Insurance & Why Does It Matter?
Contractor insurance protects your business from financial loss due to accidents, property damage, lawsuits, and more. It’s not just a safety net—it’s often required by law, clients, or general contractors to start or continue work.
Common risks contractors face without insurance
- On-site injuries to clients or subcontractors
- Damage to customer property
- Theft or loss of tools and equipment
- Missed deadlines due to unexpected delays
Good insurance gives you
- Peace of mind
- Proof of compliance
- Protection when the unexpected happens
Insurance Guides and Articles for Contractors
Training & Industry Events
A Hub for Learning and Networking
Austin Build Expo
World of Concrete
NAHB International Builders’ Show® (IBS)
Western Roofing Expo
How to Submit an Insurance Claim as a Contractor
When accidents occur, such as equipment damage, employee injuries, or third-party claims, filing your insurance claim promptly and accurately is critical. Our guide helps you every step of the way, so you can stay covered, reduce delays, and stay prepared for audits.
Insurance Glossary
Explore our glossary of terms to get clear, concise definitions for common words and phrases often used in contractors insurance.
State Specific Resources
FAQs
We know insurance can feel complicated. That’s why we’ve compiled answers to the questions we hear most often from contractors like you.
Get Covered with Confidence
Let ACI help you simplify your insurance decisions. We make it fast, affordable, and built around your business. Same-day certificates. Expert guidance. Real protection.