Sheet Metal Contractor Insurance
You Can Rely On
Insurance for Custom, Beam, and Sheet Metal Contractors
From custom ductwork and metal siding to heavy beam lifting and steel framework erection, your work as a sheet metal contractor demands precision—and comes with serious risks.
Accidents can happen in a flash: a misstep during welding, falling materials, or a tool failure on-site. Without proper protection, even a small incident could lead to expensive claims, job delays, or liability lawsuits that put your business and reputation on the line.
At Affordable Contractors Insurance, we specialize in sheet metal contractor insurance that’s built around the way you work. Whether you’re a solo welding contractor, manage a crew of metal fabricators, or handle large-scale beam installation projects, we’ll help you customize a policy that covers your tools, crew, vehicles, and operations. With access to multiple top-rated carriers, we make it easy to protect your business—so you can take on more jobs with confidence.
Protect Your Contracting Business with Insurance - Save Up to 25%
Start with as little as 20% down.
Why Metal Contracting Businesses Trust ACI
Fast, Industry-Specific Coverage
Get tailored insurance for metal contractors—quoted in minutes and bound the same day.
Save Up to 25% on Coverage
Bundle your sheet metal, welding, and fabrication insurance policies for maximum protection and savings.
Nationwide, Trade-Focused Support
From structural steel in Texas to HVAC ductwork in California, we provide state-compliant coverage built for metalwork pros across the U.S.
Coverage You Can Count On
What Does Sheet Metal Contractor Insurance Cover?
General Liability Insurance
Covers third-party injuries and property damage—like if sparks from welding cause a fire or a structural component fails on-site.
Tools & Equipment Insurance
Protects your valuable tools and machinery from theft or damage—keeping you working without delays.
Workers’ Compensation
Provides medical coverage and lost wages for your crew in the event of injuries. Stay compliant and safeguard your team’s well-being.
Completed Operations Coverage
Covers claims that arise after a project is done—like a railing or metal frame that breaks after installation, causing damage or injury.
Builder’s Risk Insurance
Protects your materials, tools, and unfinished work on active job sites from theft, fire, storms, or vandalism.
Umbrella Insurance
Provides extra liability coverage beyond your standard policies—ideal for high-value contracts or strict subcontractor requirements.
The Risks of Working Without Insurance
Metalwork leaves no room for error—and without insurance, even small mistakes can have big consequences. Get insurance for sheet metal workers, steel erectors, and welding contractors to prevent:
If an installation fails, you’ll have to cover the costs of materials and labor out of pocket—cutting into profits.
Your tools and equipment are heavy-duty. If someone gets hurt on-site, medical bills and legal claims could hit your business hard.
A stolen welder or broken saw can set back your entire project. Without coverage, replacements come out of your pocket.
Fast, Reliable Service Every Step of the Way
At ACI, we know your time is valuable. That’s why we’ve made the process simple and fast:
Get a Quote in Minutes
Submit your info online for a quick estimate.
Speak to a Metal Contracting Specialist
Our agents know metalwork and will tailor your policy.
(888) 505-9012
Start Coverage Today
With as little as 20% down and you’re ready to go.
Request Certificates Anytime
Fast, easy access to certs when you need them.
Get a Quote Today
Your metalwork is built to last—your insurance should be, too. Answer a few quick questions, and we’ll create a custom policy that fits your erecting, welding, and fabrication business.