Road Construction Insurance
for Every Lane, load,
and deadlines
Why Road and Highway Contractors Need Insurance
Paving, grading, and roadway work runs on expensive iron and tight schedules. One damaged milling machine, one utility strike, or one injured operator can stall a project and put your next bid at risk.
At Affordable Contractors Insurance, we build coverage around heavy civil work — the equipment in your yard, the trucks on the road, and the requirements written into public contracts. Whether you’re paving municipal streets or subbing earthwork on a highway job, we help you get covered quickly and keep the schedule moving.
Protect Your Contracting Business with Insurance - Save Up to 25%
Start with as little as 20% down.
Why Road work contractors Trust ACI for their Insurance Needs
QUICK QUOTES & CERTIFICATES
Public owners and primes want certificates before you mobilize. Same-day binding and instant certificates keep your start dates intact.
AFFORDABLE PREMIUMS
Save up to 25% by bundling general liability, auto, workers’ comp, and equipment into one traffic control insurance package built for your crew size and fleet.
NATIONWIDE SUPPORT
We offer state-specific plumbing insurance policies to keep you compliant everywhere you operate. Our team stays up-to-date with licensing requirements in all 50 states to protect your business.
Coverage You Can Count On
What Does Road Construction Insurance Cover?
General Liability Insurance
Covers third-party injury and property damage claims arising from your setups — plus the additional insured and waiver of subrogation language primes and DOTs write into their contracts.
Commercial Auto &
Fleet
Fleet
Covers attenuator and TMA trucks, arrow board and message board vehicles, and crew trucks, including hired and non-owned exposure when employees drive between sites.
Workers’ Compensation
Provides medical coverage and wage replacement if your employees get injured while on the job. Stay compliant and protect your crew.
Completed Operations Coverage
Covers claims that arise after a job is finished—like faulty fittings or slow leaks that cause damage over time.
What Happens Without the Right Insurance?
Operating without plumbing coverage puts your business at risk.
If your work causes water damage to a client’s property, you’ll have to pay for materials and labor out of pocket—cutting into profits.
If someone gets hurt on-site or in your workspace, you could be responsible for medical expenses and legal fees.
Faulty installations or overlooked issues can lead to lawsuits—even after a job is done. Without coverage, attorney fees and settlements could cripple your business.
Fast, Reliable Service Every Step of the Way
At ACI, we know your time is valuable. That’s why we’ve made the process simple and fast:
Get a Quote in Minutes
Submit your info online for a quick plumber’s insurance cost estimate.
Speak to a Road work Coverage Specialist
Our agents know the industry and will tailor your policy.
(888) 505-9012
Start Coverage Today
With as little as 20% down and you’re ready to go.
Request Certificates Anytime
Fast, easy access to certs when you need them.
Get a Road Construction Insurance Quote Today
Stay focused on your next job, knowing your business is protected. Answer a few quick questions, and we’ll create a custom policy that fits your plumbing business perfectly.