Contractor Insurance
in Alaska
Meet Alaska's Contractor Requirements With Coverage You Can Count On
Working in Alaska means dealing with harsh weather, remote job sites, and strict contractor licensing rules. Whether you’re framing homes in Anchorage or repairing roofs in Fairbanks, one thing’s for sure—you need coverage that protects your crew, tools, and reputation.
Affordable Contractors Insurance (ACI) provides state-specific policies designed for Alaska contractors, helping you stay compliant, covered, and ready for the unexpected.
Why Contractors in Alaska Choose ACI
Alaska Expertise:
We understand the unique risks and licensing laws in Alaska’s construction industry.
Fast Certificates:
Get same-day proof of insurance—no delays.
Bundled Coverage Savings:
Many contractors save 15% or more by bundling multiple policies.
Stress-Free Quotes:
Tell us about your business—we’ll shop the best policies
Flexible Payments:
Start coverage with as little as 20% down.
Insurance Coverage We Offer in Alaska
From small subcontractors to full-scale general contractors, we offer protection for every project type.
- General Liability Insurance
Protects against claims of property damage, injury, or faulty workmanship.
- Workers’ Compensation Insurance
Required in Alaska if you have even one employee. Covers work-related injuries, medical bills, and lost wages.
- Commercial Auto Insurance
Insures work trucks, vans, and other vehicles used on the job.
- Tools & Equipment Insurance
Covers repair or replacement of stolen, lost, or damaged tools—on-site or in transit.
- Builder’s Risk Insurance
Covers buildings under construction and jobsite materials from damage, theft, and more.
- Professional Liability Insurance
Protects against claims of design flaws, project errors, or code violations.
Who We Cover in Alaska
If you work in Alaska construction, we’ve got you covered.
Contractor types we insure:
- General Contractors
- Roofers
- Electricians
- Plumbers
- HVAC Techs
No matter your trade, we’ll match you with coverage that fits your work—and your budget.
How Much Does Contractor Insurance Cost in Alaska?
Insurance costs vary depending on your trade, number of employees, and coverage needs. In Alaska, premiums may be slightly higher due to climate risk and remote locations.
Cost Factors
- Type of Work
Higher-risk trades (e.g., roofing) typically have higher premiums.
- Business Size
More employees = higher workers’ comp rates.
- Location & Weather
Remote and cold-weather job sites can impact rates.
- Claims History
Fewer claims mean better pricing.
- Coverage Limits & Deductibles
Choose higher limits for more protection.
Get a custom quote today and find out how much you could save.
Alaska Contractor Insurance Requirements
General Liability Insurance
Not required by state law for a license, but often required by clients and GCs. Essential for protecting against third-party injury or property damage claims.
Workers’ Compensation
Required if you have one or more employees, including part-time. Covers medical costs and lost wages for work-related injuries.
Commercial Auto Insurance
Mandatory for any business vehicle in use—must meet Alaska’s minimum auto liability standards.
Requirements may vary by trade or municipality. Contact us for personalized guidance.
Get a Free Contractor Insurance Quote
in Alaska
Get covered fast—skip the hassle and get a quote built for your contracting business..