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Does general liability insurance cover tool theft?

Many contractors are confused about the differences between insurance for their tools and equipment and general liability. This information helps you understand the difference between the two coverage’s. Helping you save money and choose an...

June is National Safety Month

Your browser does not support the video tag. June is National Safety Month, and it’s not just a calendar marker—it’s a clarion call for proactive steps towards a safer environment for all. As this month...

The Construction Industry’s Labor Shortage

WASHINGTON, Jan. 31—The construction industry will need to attract an estimated 501,000. GenX’s and Millennials Construction businesses have had a difficult time attracting the younger generations. GenX’s and Millennials don’t desire to have one of...

Construction Manager (CM) at-Risk

CM at-risk Construction manager at-risk is a type of delivery system for construction management skills. The name comes from the fact that in this delivery system the construction manager partners with the owner. Because of...

Construction Management

If you been in the trades for a while, you might want to climb the career ladder and go into construction management. However, before you make that leap; you need to know what the jobs...

Dangers Facing Roofing Contractors

Dangers Roofing contractors have one of the most dangerous jobs in the USA. These workers’ occupation ranks nationally sixth for hazardous employment. Furthermore, one-third of the injuries in the construction industry happens to roofing contractors,...

Roofer Safety

Roofer Safety As a roofer, you have one of the most dangerous jobs in the country. Even though safety measures take more time, these precautions can save you from grave injuries and possibly death. If...

Tornadoes and Your Roofing Insurance

Roofing Insurance and Tornadoes Tornadoes provide abundant opportunities for roofing work. However, these storms can create roofing systems fraught with hazards that can lead to worker injuries. Repairing a roof damaged by a tornado requires...

Getting Bids from Small Businesses

Small Business Contractors Need Insurance to Get Big Bids 99.7% of America’s employers own small businesses, ones that employ 500 or less workers. These companies offer an excellent opportunity for you to get bids on...

Risk Management Plans and Roofing Insurance

Wikipedia defines a risk management plan (RMP) as “a document that a project manager prepares to foresee risks, estimate impact and define responses.” If you don’t have a RMP, you need to develop one. Once...

Preparing for Property and Liability Claims

Preparation As roofers, you have roofing insurance, which encompasses workers’ compensation and general liability. Both workers compensation and general liability provide exceptional protection against worker injuries and customer claims. However, it’s good to be aware...

Branding Your Roofing Business

Branding We all know the names of companies that have successfully branded themselves like Coca Cola or Xerox. However, as the owner of a small or medium-sized roofing business; the idea of branding your company...

Preventing Worksite Falls

Safety Tips Falls from heights are a major concern on construction sites, ranking as the leading cause of death in the industry,” says Scott Rasor, head of Construction at Zurich North America. “More than 200...

Roofing Trends

Trends A major piece of customer service revolves around keeping up with roofing trends. Customers expect that you know what’s trending and can give them some guidance as they choose between popular roofing choices. Remember...

Tips for Marketing Your Roofing Business

Tips on Marketing Roofing Businesses Marketing tips are extremely important because effective marketing leads to sales for your roofing business. Most roofing company owners focus on their manual skills. However, to grow a company, you...

Floods Create Plenty of Roofing Work

Floods In the past five years, all the fifty states have experienced floods and though it may not be obvious floods create plenty of roofing work. Most recently Texas has had flooding conditions brought on...

Why You Need Roofing Insurance

Roofing Insurance You need roofing insurance because through its general liability coverage it protects you and your business against third party claims. Your roofing insurance allows third parties, such as clients and sub-contractors, to file...

Roofing Insurance Protects Your Greatest Asset

Roofing Insurance Roofing insurance protects your greatest asset-your workers. Roofing insurance does this by providing affordable workers’ compensation coverage that pays for medical expenses and offers benefits to replace lost wages to injured roofers. This...

Snow Removal and Collapsing Roofs

Roofing Insurance Winter is the most dangerous time of year in the roofing industry, primarily due to collapsing roofs. Your roofing insurance provides you with an affordable strategy to help you take care of your...

Roofing Insurance: Your Greatest Marketing Tool

Roofing Insurance Roofing insurance is your greatest marketing tool. Your roofing insurance not only provides you with an affordable way to protect your business and workers, but it also safeguards your clients against liability and...

Steel Roofs: What You Need To Know

Steel Roofs Steel roofs currently occupy 10% of the market share. However, steel roofs are gaining in popularity, and more clients are choosing to go with this type of roof. As a contractor, your experience...

Winning a Bid on a New Roof

New Roof A new roof is one of the largest investment a homeowner can make. On Angie’s list, it’s estimated that a tear off on the average cost $11, 095 and a metal roof $12,...

How Do You Create Superior Roofing?

Superior Roofing Requires you are insured! How do you create superior roofing? The main factor in installing a superior roofing revolves around the materials. If you use high quality roofing materials, your result should be...

Why Affordable Contractors Insurance?

You want the best coverage at an economic price. Affordable Contractors Insurance can give you that. It has over twenty years experience with a focus exclusively on the insurance needs of the construction industry. It...

Insurance for a Small Business

Small Business Choosing insurance for a small business can be a daunting task. There are insurance products for virtually every kind of risk. You need the help of an insurance agent to sort out, which...

Components of a New Roof

Need to Know What Types of Roofs get Insured? When you install a new roof, you want to make sure that you give attention to the five components that make up a roof. According to...

Contractors Insurance Agents

The Bureau of Labor Statistics ranks construction work as the tenth most dangerous occupation. Construction sites are considered one of the most dangerous places to work. These statistics do not speak to the liability contractors...

When to Use Builders Risk Insurance

General Liability and Builders Risk Insurance Most contractors have both general liability and builders risk insurance. A number of contractors don’t know which insurance to file claims against because they perceive both insurances as having...

Steel Roof Choices

What goes into a steel roof installation? Steel roof choices are driven by their cost, by their style and by the grade of steel used. All these variables contribute to their price; which ranges between...

What You do to Create Quality Roofing

Steel roof choices are driven by their cost, by their style and by the grade of steel used. All these variables contribute to their price; which ranges between $125 and $1300 a square. A square...

Superior Roofing and Forensic Waterproofing

Superior Roofing If you want to create superior roofing, you need to combat the most common and damaging problem-leaks. Leaks generally start around areas like skylights, dormers, valleys and chimneys. Often using flashing, installing drains...

The Drawbacks of a Steel Roof

Drawbacks The positives of a steel roof are widely known: longevity, durability, fireproofness and energy efficiently. However, the drawbacks are not that widely known. It’s important for you and your clients to be aware of...

What you Need to Know About Contractors Insurance Claims

What is Contractors insurance? is the bedrock of your risk management strategy. This type of insurance combines workers compensation and general liability coverage. Worker’s compensation provides medical care and income, which replaces loss wages to injured...

Construction Jobs

Generation X, Millennials & the Construction Industry According to an article in Construction Now, “the construction industry missed out when it came to Generation X, but cannot do so with the Millennial Generation. Through no...

How to Compare Contractors Insurance Companies

Required by Law As a building or roofing contractor, you must compare insurance companies because you are required by law to have contractors insurance. Contractors insurance consists of two components workers’ compensation,which covers medical expenses...

Rating Insurance Companies

Rating Insurance Companies If you own a business, insurance can prevent you from having to absorb a costly liability or even stave off bankruptcy. Personal insurance can safeguard you from the heavy expenses that go...

The Drawbacks of Cheap Insurance

Price The price of cheap insurance is the magnet that attracts many buyers. Remember the old saying you get what you pay for. This is especially true in the case of cheap insurance. You must...

Renovation Mistakes

Home Renovation Taking on a project like renovating your home can be very challenging especially if you make renovation mistakes. It requires the homeowner and you to make a myriad of choices. It includes choosing...

How to be a Successful Contractor

As a successful contractor and business owner, you know how competitive the construction industry is due to the economy. However, some companies have survived the economic downturn and even flourished during these hard times. What...

Purchasing Builder’s Risk Insurance

Definition Wikipedia defines builder’s risk insurance in the following way: “Builder’s risk insurance is, “a special type of property insurance which indemnifies against damage to buildings while they are under construction. Builder’s risk insurance is...

What is Commercial Insurance?

Affordable Contractors Insurance (ACI) Affordable Contractors Insurance (ACI) specializes exclusively in the construction industry. ACI agents can help you select the right coverage for your company among the plethora of commercial insurance products. You never...

Installing a Tin Roof

Tin Roof The association that most people have with a tin roof is seeing them on a barn or an industrial structure. A tin roof has been looked down on because of the loud sounds...

Comparing Insurance Companies

Insurance Companies When you’re buying contractors insurance, you need to be comparing insurance companies..A big part of this comparison consists of understanding what features are offered in a policy. Recently, ContractorsInsurance.biz published an article on...

Why Rubber Roofing

Is Rubber Roofing More Insurable? Rubber roofing is considered a great alternative to other roofing materials. They can be designed to mimic cedar shake, tile and slate. What the manufacturers do to heighten the resemblance...

Contractor License

Contractor License It may be your goal to get a contractor license. In order to reach that goal, you need to compile a great deal of proof before you are deemed qualified to obtain this...

Concrete Roof Tiles

Are concrete roof tiles worth the money? Concrete roof tiles have become very popular because of their appealing looks, longevity and durability. The colors and textures of concrete tiles give them an upscale look at...

Building Construction

What is Building Construction & What are the Types Building construction comes in many forms. The word “building” designates a myriad of structures that range from a chicken coop to a skyscraper. Most laymen identify...

Repairing a Leaking Roof

Leaking Roof A leaking roof ranks as one the most damaging problems for a roof system. There are many causes for a leaking roof, and a great concern is when that leakage seeps into internal...

Choosing an Insurance Agent

Leaking Roof An agent is your most valuable contact when you’re purchasing insurance. A good agent will steer you towards policies that will re-enforce your risk management strategy. He or she will help you winnow...

Saving Money on Workers Compensation Insurance

Avoiding the cost of workers compensation insurance is nearly impossible in America because it is required by most states in the USA. Workers compensation was designed to prevent companies from having to make big payouts...

General Liability Insurance and Lawsuits

Types of Lawsuits According to GeneralLiabilityInsurance.org : “The general liability insurance definition refers to a plan that insures your business against lawsuits due to bodily injury, property loss, personal injury, or advertising injury. If a...

Choosing Metal Roofing

How to Choose Metal Roofing Many homeowners are choosing to have metal roofing put on their houses. As their roofing contractor, you need to help them make the right decision. Metal roofing comes in a...

Is Your Business Insurance Up-to-Date?

Business Insurance Areas Change is inevitable, especially if you own a business. Each time you increase or decrease the size of your company that can trigger a need for more or less coverage in your...

Pro’s and Cons of Roof Shingles

Types of Roof Shingles There are a number of types of roof shingles. What differentiates one type of shingle from another depends on the size, shape, color, thickness and material. There are basically three types...

Business Insurance and Risks

Less Risk When You Get covered by Insurance as a Contractor As a contractor what risks do you face? A construction site is one of the most dangerous places to work, so your particular risks...

Understanding Your Insurance

As business people in the construction industry, we possess a variety of insurance: contractors, BOP, car, home, life,etc. However, we don’t always realize what insurance entails. Wikepedia defines insurance as a “means of protection from...

Starting Roofing Companies

Starting Roofing Companies Once roofing companies start to flourish roofers want to create a business structure for these companies. There are a myriad of choices that meet your business needs. Different options can effect your...

Roofing Insurance Mistakes

Having no Roofing Insurance A number of roofers fail to get roofing insurance. They do it for two reasons either they don’t want to have the expense of insurance or they are illegals, who don’t...

Contractors Regularly Face Risks on The Job

Contractors Regularly Face Risks on The Job It’s understandable how some people look at contractors and wish they would be in their shoes. Contractors own their time, people work for them, and they typically earn...

5 Reasons Why A Contractor Should Have Insurance

Why Should Contractors Have Insurance? For tradesmen with specialized knowledge and skills, it’s only a matter of time before they consider launching their own contracting business. With all the benefits that come with being a...