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Getting Bids from Small Businesses

Small Business Contractors Need Insurance to Get Big Bids 99.7% of America’s employers own small businesses, ones that employ 500 or less workers. These companies offer an excellent opportunity for you to get bids on...

Risk Management Plans and Roofing Insurance

Wikipedia defines a risk management plan (RMP) as “a document that a project manager prepares to foresee risks, estimate impact and define responses.” If you don’t have a RMP, you need to develop one. Once...

Preparing for Property and Liability Claims

Preparation As roofers, you have roofing insurance, which encompasses workers’ compensation and general liability. Both workers compensation and general liability provide exceptional protection against worker injuries and customer claims. However, it’s good to be aware...

Floods Create Plenty of Roofing Work

Floods In the past five years, all the fifty states have experienced floods and though it may not be obvious floods create plenty of roofing work. Most recently Texas has had flooding conditions brought on...

Why You Need Roofing Insurance

Roofing Insurance You need roofing insurance because through its general liability coverage it protects you and your business against third party claims. Your roofing insurance allows third parties, such as clients and sub-contractors, to file...

Roofing Insurance Protects Your Greatest Asset

Roofing Insurance Roofing insurance protects your greatest asset-your workers. Roofing insurance does this by providing affordable workers’ compensation coverage that pays for medical expenses and offers benefits to replace lost wages to injured roofers. This...

Roofing Insurance: Your Greatest Marketing Tool

Roofing Insurance Roofing insurance is your greatest marketing tool. Your roofing insurance not only provides you with an affordable way to protect your business and workers, but it also safeguards your clients against liability and...

Why Affordable Contractors Insurance?

You want the best coverage at an economic price. Affordable Contractors Insurance can give you that. It has over twenty years experience with a focus exclusively on the insurance needs of the construction industry. It...

Insurance for a Small Business

Small Business Choosing insurance for a small business can be a daunting task. There are insurance products for virtually every kind of risk. You need the help of an insurance agent to sort out, which...

Contractors Insurance Agents

The Bureau of Labor Statistics ranks construction work as the tenth most dangerous occupation. Construction sites are considered one of the most dangerous places to work. These statistics do not speak to the liability contractors...

When to Use Builders Risk Insurance

General Liability and Builders Risk Insurance Most contractors have both general liability and builders risk insurance. A number of contractors don’t know which insurance to file claims against because they perceive both insurances as having...

Construction Jobs

Generation X, Millennials & the Construction Industry According to an article in Construction Now, “the construction industry missed out when it came to Generation X, but cannot do so with the Millennial Generation. Through no...

How to Compare Contractors Insurance Companies

Required by Law As a building or roofing contractor, you must compare insurance companies because you are required by law to have contractors insurance. Contractors insurance consists of two components workers’ compensation,which covers medical expenses...

Rating Insurance Companies

Rating Insurance Companies If you own a business, insurance can prevent you from having to absorb a costly liability or even stave off bankruptcy. Personal insurance can safeguard you from the heavy expenses that go...

The Drawbacks of Cheap Insurance

Price The price of cheap insurance is the magnet that attracts many buyers. Remember the old saying you get what you pay for. This is especially true in the case of cheap insurance. You must...

Renovation Mistakes

Home Renovation Taking on a project like renovating your home can be very challenging especially if you make renovation mistakes. It requires the homeowner and you to make a myriad of choices. It includes choosing...

Purchasing Builder’s Risk Insurance

Definition Wikipedia defines builder’s risk insurance in the following way: “Builder’s risk insurance is, “a special type of property insurance which indemnifies against damage to buildings while they are under construction. Builder’s risk insurance is...

What is Commercial Insurance?

Affordable Contractors Insurance (ACI) Affordable Contractors Insurance (ACI) specializes exclusively in the construction industry. ACI agents can help you select the right coverage for your company among the plethora of commercial insurance products. You never...

Comparing Insurance Companies

Insurance Companies When you’re buying contractors insurance, you need to be comparing insurance companies..A big part of this comparison consists of understanding what features are offered in a policy. Recently, ContractorsInsurance.biz published an article on...

Choosing an Insurance Agent

Leaking Roof An agent is your most valuable contact when you’re purchasing insurance. A good agent will steer you towards policies that will re-enforce your risk management strategy. He or she will help you winnow...

General Liability Insurance and Lawsuits

Types of Lawsuits According to GeneralLiabilityInsurance.org : “The general liability insurance definition refers to a plan that insures your business against lawsuits due to bodily injury, property loss, personal injury, or advertising injury. If a...

Business Insurance and Risks

Less Risk When You Get covered by Insurance as a Contractor As a contractor what risks do you face? A construction site is one of the most dangerous places to work, so your particular risks...

Understanding Your Insurance

As business people in the construction industry, we possess a variety of insurance: contractors, BOP, car, home, life,etc. However, we don’t always realize what insurance entails. Wikepedia defines insurance as a “means of protection from...

Roofing Insurance Mistakes

Having no Roofing Insurance A number of roofers fail to get roofing insurance. They do it for two reasons either they don’t want to have the expense of insurance or they are illegals, who don’t...