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Small Business Contractors Need Insurance to Get Big Bids 99.7% of America’s employers own small businesses, ones that employ 500 or less workers. These companies offer an excellent opportunity for you to get bids on...
Why Should You Work on Metal Roof Installation You may not have as much experience installing metal roofs as the conventional asphalt ones.Because you are not as skilled in the area of metal roofs, there...
45% of the dollars spent on workers compensation claims are doled out for falls from higher elevations. The high dollar figures incurred by these on-the-job accidents reflect the serious nature of the injuries that workers...
The deluge of new roofing products on the market has been accompanied by a wide array of manufacturers’ warranties on materials and roofing systems. These warranties can save your homeowners money on future repairs to...
Your contractors’ insurance, which includes your workers’ compensation and general liability coverage, provides your greatest tools for risk management. Each of these roofing insurances, general liability and workers compensation, respectively protects you from claims generated...
Wikipedia defines a risk management plan (RMP) as “a document that a project manager prepares to foresee risks, estimate impact and define responses.” If you don’t have a RMP, you need to develop one. Once...
Preparation As roofers, you have roofing insurance, which encompasses workers’ compensation and general liability. Both workers compensation and general liability provide exceptional protection against worker injuries and customer claims. However, it’s good to be aware...
Your roofing insurance provides general liability and workers compensation coverage, which protect your business and employees. However, you get paid through the property and casualty insurance that your clients’ carry. According to an article on...
Affordable roofing insurance can help you handle the risks for your company and your roofers because it offers you coverage at a reasonable price, so you can deal with these risks. Roofing is a dangerous...
Floods In the past five years, all the fifty states have experienced floods and though it may not be obvious floods create plenty of roofing work. Most recently Texas has had flooding conditions brought on...
Roofing Insurance Affordable Roofing Insurance can provide you with a reasonably priced roofing insurance that can protect your business against liability and your roofers when injured. You need roofing insurance because you as a roofer...
Affordable Roofing Insurance A big piece of your roofing insurance consists of workers’ compensation coverage. What drives the cost of that part of your roofing insurance is the number of injuries your roofers tally up...
Roofing Insurance You need roofing insurance because through its general liability coverage it protects you and your business against third party claims. Your roofing insurance allows third parties, such as clients and sub-contractors, to file...
Roofing Insurance Roofing insurance protects your greatest asset-your workers. Roofing insurance does this by providing affordable workers’ compensation coverage that pays for medical expenses and offers benefits to replace lost wages to injured roofers. This...
Roofing Insurance Roofing insurance is your greatest marketing tool. Your roofing insurance not only provides you with an affordable way to protect your business and workers, but it also safeguards your clients against liability and...
What is a Certificate of Liability Insurance A certificate of liability insurance acts as proof that you have insurance. Your certificate contains on a page the basic information about your policy. The certificate tells you...
You want the best coverage at an economic price. Affordable Contractors Insurance can give you that. It has over twenty years experience with a focus exclusively on the insurance needs of the construction industry. It...
Small Business Choosing insurance for a small business can be a daunting task. There are insurance products for virtually every kind of risk. You need the help of an insurance agent to sort out, which...
The Bureau of Labor Statistics ranks construction work as the tenth most dangerous occupation. Construction sites are considered one of the most dangerous places to work. These statistics do not speak to the liability contractors...
Buying insurance for a small business can be confusing. Beside all the insurance products to choose from, policies contain insurance terms that you may not understand but are crucial to making a smart purchase. You...
General Liability and Builders Risk Insurance Most contractors have both general liability and builders risk insurance. A number of contractors don’t know which insurance to file claims against because they perceive both insurances as having...
Workers’ compensation is a major piece of contractors insurance and a source of contractors insurance rising costs. As an employer, you probably know that workers’compensation provides coverage for medical expenses and also lost wages for...
What is Contractors insurance? is the bedrock of your risk management strategy. This type of insurance combines workers compensation and general liability coverage. Worker’s compensation provides medical care and income, which replaces loss wages to injured...
Generation X, Millennials & the Construction Industry According to an article in Construction Now, “the construction industry missed out when it came to Generation X, but cannot do so with the Millennial Generation. Through no...
Required by Law As a building or roofing contractor, you must compare insurance companies because you are required by law to have contractors insurance. Contractors insurance consists of two components workers’ compensation,which covers medical expenses...
Rating Insurance Companies If you own a business, insurance can prevent you from having to absorb a costly liability or even stave off bankruptcy. Personal insurance can safeguard you from the heavy expenses that go...
Price The price of cheap insurance is the magnet that attracts many buyers. Remember the old saying you get what you pay for. This is especially true in the case of cheap insurance. You must...
Home Renovation Taking on a project like renovating your home can be very challenging especially if you make renovation mistakes. It requires the homeowner and you to make a myriad of choices. It includes choosing...
Definition Wikipedia defines builder’s risk insurance in the following way: “Builder’s risk insurance is, “a special type of property insurance which indemnifies against damage to buildings while they are under construction. Builder’s risk insurance is...
Affordable Contractors Insurance (ACI) Affordable Contractors Insurance (ACI) specializes exclusively in the construction industry. ACI agents can help you select the right coverage for your company among the plethora of commercial insurance products. You never...
Insurance Companies When you’re buying contractors insurance, you need to be comparing insurance companies..A big part of this comparison consists of understanding what features are offered in a policy. Recently, ContractorsInsurance.biz published an article on...
Leaking Roof An agent is your most valuable contact when you’re purchasing insurance. A good agent will steer you towards policies that will re-enforce your risk management strategy. He or she will help you winnow...
Avoiding the cost of workers compensation insurance is nearly impossible in America because it is required by most states in the USA. Workers compensation was designed to prevent companies from having to make big payouts...
Types of Lawsuits According to GeneralLiabilityInsurance.org : “The general liability insurance definition refers to a plan that insures your business against lawsuits due to bodily injury, property loss, personal injury, or advertising injury. If a...
Less Risk When You Get covered by Insurance as a Contractor As a contractor what risks do you face? A construction site is one of the most dangerous places to work, so your particular risks...
As business people in the construction industry, we possess a variety of insurance: contractors, BOP, car, home, life,etc. However, we don’t always realize what insurance entails. Wikepedia defines insurance as a “means of protection from...
Having no Roofing Insurance A number of roofers fail to get roofing insurance. They do it for two reasons either they don’t want to have the expense of insurance or they are illegals, who don’t...
Why Should Contractors Have Insurance? For tradesmen with specialized knowledge and skills, it’s only a matter of time before they consider launching their own contracting business. With all the benefits that come with being a...
Best way to protect your business using insurance with revenue protection Periods of financial, operational, and natural crises are often characterized by high unemployment rates, reduced consumer spending, slow industrial production rates, and a noticeable...
Only Hire Insured Contractors to Work on Your Home Construction and remodeling jobs can get very expensive; but while it’s true that staying within budget should be one of your biggest priorities, it’s equally important...