An umbrella insurance policy extends the coverage limits of your existing liability policies. Contractors should consider umbrella policies for high-risk projects involving hazardous materials or heavy machinery, and large-scale operations with multiple subcontractors. Some contracts...
Contractor insurance protects construction businesses from financial losses due to accidents, lawsuits, and project delays. General liability and workers comp insurance are crucial for covering injuries and property damage on job sites. Construction insurance, including...
Builders risk insurance helps mitigate unexpected costs from incidents like theft, which costs the industry between $300 million and $1 billion annually, and fire damages, averaging 4,440 fires per year. Builders risk insurance is essential...
Commercial auto insurance for contractors provides comprehensive coverage for business needs. This insurance offers enhanced risk management with higher liability limits and coverage for business tools and equipment. Commercial auto coverage is often required to...
Workers comp insurance for contractors is essential for covering related medical expenses, lost wages, and rehabilitation costs for job-related injuries and illnesses. Contractors must adhere to state-specific workers comp regulations to avoid severe penalties and...
General liability insurance for construction work provides protection against claims such as bodily injury, property damage, and personal injury for contractors. It covers the financial repercussions of accidents and incidents on the job site. It...
Many contractors are confused about the differences between insurance for their tools and equipment and general liability. This information helps you understand the difference between the two coverage’s. Helping you save money and choose an...
Your browser does not support the video tag. June is National Safety Month, and it’s not just a calendar marker—it’s a clarion call for proactive steps towards a safer environment for all. As this month...
IBS 2024 Interview With NAHB Board Director of Montana The International Builders’ Show (IBS) 2024 has been making waves in the construction and building industry, marked by its impressive scale, innovative showcases, and...
Construction and remodeling jobs can get very expensive; but while it’s true that staying within budget should be one of your biggest priorities, it’s equally important to ensure that the contractor you hire has all...
WASHINGTON, Jan. 31—The construction industry will need to attract an estimated 501,000. GenX’s and Millennials Construction businesses have had a difficult time attracting the younger generations. GenX’s and Millennials don’t desire to have one of...
CMAR Delivery Method Construction manager at-risk (CMAR) is a type of delivery system for construction management skills. The name comes from the fact that in this delivery method the construction manager partners with the owner....
If you been in the trades for a while, you might want to climb the career ladder and go into construction management. However, before you make that leap; you need to know what the jobs...
Dangers Roofing contractors have one of the most dangerous jobs in the USA. These workers’ occupation ranks nationally sixth for hazardous employment. Furthermore, one-third of the injuries in the construction industry happens to roofing contractors,...
Roofer Safety As a roofer, you have one of the most dangerous jobs in the country. Even though safety measures take more time, these precautions can save you from grave injuries and possibly death. If...
A Risk Management Plan (RMP) is essential for roofing contractors to identify, assess, and address potential risks in their operations. Developing a comprehensive RMP helps roofing construction professionals foresee potential hazards, estimate their impact, and...
Affordable roofing insurance can help you handle the risks for your company and your roofers because it offers you coverage at a reasonable price, so you can deal with these risks. Roofing is a dangerous...
There’s an old saying that if you don’t know what you’re looking for, you probably won’t find it. That holds especially true when it comes to a target market. Many times roofing contractors are so...
Tips on Marketing Roofing Businesses Marketing tips are extremely important because effective marketing leads to sales for your roofing business. Most roofing company owners focus on their manual skills. However, to grow a company, you...
ACI Roofing Insurance Opinon on Roofing Repairs for Autumn Autumn is usually seen as the onset of winter and the end of roofing season. However, winter brings with it the need to make necessary repairs...
The design phase is one step in a roofing project, but a crucial one. Your design lays out what customers can expect in their new roof. In essence a design plan is a promise, and...
Your roofing insurance provides general liability and workers compensation coverage, which protect your business and employees. However, you get paid through the property and casualty insurance that your clients’ carry. According to an article on...
Trends A major piece of customer service revolves around keeping up with roofing trends. Customers expect that you know what’s trending and can give them some guidance as they choose between popular roofing choices. Remember...
Safety Tips Falls from heights are a major concern on construction sites, ranking as the leading cause of death in the industry,” says Scott Rasor, head of Construction at Zurich North America. “More than 200...
Branding We all know the names of companies that have successfully branded themselves like Coca Cola or Xerox. However, as the owner of a small or medium-sized roofing business; the idea of branding your company...
Why Millennials Millennials refer to people born between 1981and 1997. The youngest Millennial will be eighteen this year while the oldest will turn thirty-four in 2015. Their ages make them prime candidates for jobs in...
Preparation As roofers, you have roofing insurance, which encompasses workers’ compensation and general liability. Both workers compensation and general liability provide exceptional protection against worker injuries and customer claims. However, it’s good to be aware...
Your contractors’ insurance, which includes your workers’ compensation and general liability coverage, provides your greatest tools for risk management. Each of these roofing insurances, general liability and workers compensation, respectively protects you from claims generated...
The deluge of new roofing products on the market has been accompanied by a wide array of manufacturers’ warranties on materials and roofing systems. These warranties can save your homeowners money on future repairs to...
45% of the dollars spent on workers compensation claims are doled out for falls from higher elevations. The high dollar figures incurred by these on-the-job accidents reflect the serious nature of the injuries that workers...
Why Should You Work on Metal Roof Installation You may not have as much experience installing metal roofs as the conventional asphalt ones.Because you are not as skilled in the area of metal roofs, there...
Small Business Contractors Need Insurance to Get Big Bids 99.7% of America’s employers own small businesses, ones that employ 500 or less workers. These companies offer an excellent opportunity for you to get bids on...
Roofing Insurance and Tornadoes Tornadoes provide abundant opportunities for roofing work. However, these storms can create roofing systems fraught with hazards that can lead to worker injuries. Repairing a roof damaged by a tornado requires...
Superior Roofing Requires you are insured! How do you create superior roofing? The main factor in installing a superior roofing revolves around the materials. If you use high quality roofing materials, your result should be...
New Roof A new roof is one of the largest investment a homeowner can make. On Angie’s list, it’s estimated that a tear off on the average cost $11, 095 and a metal roof $12,...
Steel Roofs Steel roofs currently occupy 10% of the market share. However, steel roofs are gaining in popularity, and more clients are choosing to go with this type of roof. As a contractor, your experience...
Roofing Insurance Roofing insurance is your greatest marketing tool. Your roofing insurance not only provides you with an affordable way to protect your business and workers, but it also safeguards your clients against liability and...
Roofing Insurance Winter is the most dangerous time of year in the roofing industry, primarily due to collapsing roofs. Your roofing insurance provides you with an affordable strategy to help you take care of your...
What Insurance Should a Roofer Have? Roofing insurance protects your greatest asset: your workers. Roofers can achieve this with an insurance policy that covers general liability, workers’ compensation, and more. Coverage pays for medical expenses...
Roofing Insurance You need roofing insurance because through its general liability coverage it protects you and your business against third party claims. Your roofing insurance allows third parties, such as clients and sub-contractors, to file...
How Is Your Insurance Rate Determined? A big piece of your roofing insurance consists of workers’ compensation coverage. This portion of your cost is determined by the number of injuries your roofers tally up over...
Roofing Contractor Requirements Insurance isn’t just an option for roofing contractors—it’s a critical requirement. To operate legally and secure licenses, roofing professionals must carry general liability insurance in every state, while workers’ compensation is mandatory...
Roofing Insurance Affordable Roofing Insurance can provide you with a reasonably priced roofing insurance that can protect your business against liability and your roofers when injured. You need roofing insurance because you as a roofer...
Floods In the past five years, all the fifty states have experienced floods and though it may not be obvious floods create plenty of roofing work. Most recently Texas has had flooding conditions brought on...
What Is a Certificate of Insurance? A certificate of insurance (COI)—sometimes referred to as a certificate of liability—is an official document provided by an insurance company that verifies a business or individual has active insurance...
When choosing insurance, you want the best coverage at an economical price. Affordable Contractors Insurance can give you that. We have over twenty years of experience with a focus exclusively on the needs of the...
Superior Roofing If you want to create superior roofing, you need to combat the most common and damaging problem-leaks. Leaks generally start around areas like skylights, dormers, valleys and chimneys. Often using flashing, installing drains...
Steel roof choices are driven by their cost, by their style and by the grade of steel used. All these variables contribute to their price; which ranges between $125 and $1300 a square. A square...
What goes into a steel roof installation? Steel roof choices are driven by their cost, by their style and by the grade of steel used. All these variables contribute to their price; which ranges between...
General Liability and Builders Risk Insurance Most contractors have both general liability and builders risk insurance. A number of contractors don’t know which insurance to file claims against because they perceive both insurances as having...
Buying insurance for a small business can be confusing. Beside all the insurance products to choose from, policies contain insurance terms that you may not understand but are crucial to making a smart purchase. You...
The Bureau of Labor Statistics ranks construction work as the tenth most dangerous occupation. Construction sites are considered one of the most dangerous places to work. These statistics do not speak to the liability contractors...
Need to Know What Types of Roofs get Insured? When you install a new roof, you want to make sure that you give attention to the five components that make up a roof. According to...
Navigating Small Business Insurance Choosing insurance for a small business can be a daunting task. There are insurance products for virtually every kind of risk. An agent can help you sort out which policies meet...
Tin Roof The association that most people have with a tin roof is seeing them on a barn or an industrial structure. A tin roof has been looked down on because of the loud sounds...
Is Rubber Roofing More Insurable? Rubber roofing is considered a great alternative to other roofing materials. They can be designed to mimic cedar shake, tile and slate. What the manufacturers do to heighten the resemblance...
Choosing the right contractor insurance is critical to protecting your business and ensuring compliance with industry standards. With so many options available, comparing insurance companies can feel overwhelming. Contractors need to focus on specific factors...
Remodel More often than not, you will be doing a remodel rather than a build. Most of your customers can’t afford to build a new house, but they do have the capitol to remodel. There...
Commercial Insurance Definition Commercial insurance is a policy designed to protect businesses, organizations, and their assets from potential financial losses. It covers risks related to property damage, liability claims, employee injuries, and other operational risks...
Definition Wikipedia defines builder’s risk insurance in the following way: “Builder’s risk insurance is, “a special type of property insurance which indemnifies against damage to buildings while they are under construction. Builder’s risk insurance is...
As a successful contractor and business owner, you know how competitive the construction industry is due to the economy. However, some companies have survived the economic downturn and even flourished during these hard times. What...
Home Renovation Project Management Taking on a home renovation project can be both exciting and challenging. This type of work requires careful planning, numerous decisions, and the right expertise to ensure overall success. For contractors,...
Rating Insurance Companies If you own a business, insurance can prevent you from having to absorb a costly liability or even stave off bankruptcy. Personal insurance can safeguard you from the heavy expenses that go...
Required by Law As a building or roofing contractor, you must compare insurance companies because you are required by law to have contractors insurance. Contractors insurance consists of two components workers’ compensation,which covers medical expenses...
Generation X, Millennials & the Construction Industry According to an article in Construction Now, “the construction industry missed out when it came to Generation X, but cannot do so with the Millennial Generation. Through no...
What is Contractors insurance? is the bedrock of your risk management strategy. This type of insurance combines workers compensation and general liability coverage. Worker’s compensation provides medical care and income, which replaces loss wages to injured...
Drawbacks The positives of a steel roof are widely known: longevity, durability, fireproofness and energy efficiently. However, the drawbacks are not that widely known. It’s important for you and your clients to be aware of...
Workers’ compensation is a major piece of contractors insurance and a source of contractors insurance rising costs. As an employer, you probably know that workers’compensation provides coverage for medical expenses and also lost wages for...
Price The price of cheap insurance is the magnet that attracts many buyers. Remember the old saying you get what you pay for. This is especially true in the case of cheap insurance. You must...
Avoiding the cost of workers compensation insurance is nearly impossible in America because it is required by most states in the USA. Workers compensation was designed to prevent companies from having to make big payouts...
Starting Roofing Companies Once roofing companies start to flourish roofers want to create a business structure for these companies. There are a myriad of choices that meet your business needs. Different options can effect your...
As business people in the construction industry, we possess a variety of insurance: contractors, BOP, car, home, life,etc. However, we don’t always realize what insurance entails. Wikepedia defines insurance as a “means of protection from...
Less Risk When You Get covered by Insurance as a Contractor As a contractor what risks do you face? A construction site is one of the most dangerous places to work, so your particular risks...
Types of Roof Shingles There are a number of types of roof shingles. What differentiates one type of shingle from another depends on the size, shape, color, thickness and material. There are basically three types...
Business Insurance Areas Change is inevitable, especially if you own a business. Each time you increase or decrease the size of your company that can trigger a need for more or less coverage in your...
How to Choose Metal Roofing Many homeowners are choosing to have metal roofing put on their houses. As their roofing contractor, you need to help them make the right decision. Metal roofing comes in a...
Types of Lawsuits According to GeneralLiabilityInsurance.org : “The general liability insurance definition refers to a plan that insures your business against lawsuits due to bodily injury, property loss, personal injury, or advertising injury. If a...
Leaking Roof An agent is your most valuable contact when you’re purchasing insurance. A good agent will steer you towards policies that will re-enforce your risk management strategy. He or she will help you winnow...
Leaking Roof A leaking roof ranks as one the most damaging problems for a roof system. There are many causes for a leaking roof, and a great concern is when that leakage seeps into internal...
What is Building Construction & What are the Types Building construction comes in many forms. The word “building” designates a myriad of structures that range from a chicken coop to a skyscraper. Most laymen identify...
Are concrete roof tiles worth the money? Concrete roof tiles have become very popular because of their appealing looks, longevity and durability. The colors and textures of concrete tiles give them an upscale look at...
Contractor License It may be your goal to get a contractor license. In order to reach that goal, you need to compile a great deal of proof before you are deemed qualified to obtain this...
Only Hire Insured Contractors to Work on Your Home Construction and remodeling jobs can get very expensive; but while it’s true that staying within budget should be one of your biggest priorities, it’s equally important...
Having no Roofing Insurance A number of roofers fail to get roofing insurance. They do it for two reasons either they don’t want to have the expense of insurance or they are illegals, who don’t...
Contractors Regularly Face Risks on The Job It’s understandable how some people look at contractors and wish they would be in their shoes. Contractors own their time, people work for them, and they typically earn...
Lower Insurance Costs and Minimize Project Disputes with Software to Help! Construction is a very complex business, with a vast number of elements and factors to take into consideration for a project to develop successfully....
Learn about funding options and insurance for contractors As a contractor, completing a construction project can be very expensive. In fact, this business is often referred to as a feast or famine business. Many clients...
Why Should Contractors Have Insurance? For tradesmen with specialized knowledge and skills, it’s only a matter of time before they consider launching their own contracting business. With all the benefits that come with being a...
Best way to protect your business using insurance with revenue protection Periods of financial, operational, and natural crises are often characterized by high unemployment rates, reduced consumer spending, slow industrial production rates, and a noticeable...