Builders Insurance
for Homebuilders
Essential protection for homebuilders—get liability, builder’s risk, workers’ comp, and more in one simple quote.
Why Builders Need Insurance
If you’re building homes, managing crews, or overseeing subcontractors, insurance isn’t optional—it’s essential. One injury, lawsuit, or weather event could halt your project and leave you paying out of pocket for major losses.
Builder’s insurance refers to the key coverages most homebuilders need to protect their projects, crews, and vehicles. From jobsite accidents to property damage or stolen tools, these risks can derail your timeline and cost you thousands if you’re not properly covered.
At ACI, we help you build the right coverage package—from general liability to builder’s risk and everything in between—so you can keep building with confidence.
Built for Builders. Get Complete Coverage for Less
Bundle general liability, builder’s risk, workers’ comp, and more—save up to 25% while meeting all legal and client requirements.
Start with as little as 20% down.
Why Choose ACI for Your Builders Insurance?
Quick Quotes & Fast Certificates
Get your builder’s insurance paperwork done in hours—not days.
Tailored Coverage
Get coverage built around your project, risk, and location—and save up to 25% when you bundle the policies you need.
Nationwide Support
From single homes to large developments, ACI has your back in every state.
Easy Certificate Requests
Get certs fast, online, anytime. Fast turnarounds. No hassle.
Coverage You Can Count On
What Does Builder’s Insurance Cover?
Builder’s Risk Insurance
Protects your materials, equipment, and unfinished work from theft, fire, and other unexpected events—so your investment stays safe.
General Liability Insurance
Covers injuries to third parties and property damage caused during the project. If someone gets hurt or something goes wrong, your policy steps in to handle the costs.
Workers’ Compensation
Keeps your crew protected with coverage for medical expenses and lost wages if they’re injured on the job. Stay compliant and safeguard your team.
Tools & Equipment Insurance
Completed Operations Coverage
You’re not off the hook when the build is complete. If a customer files a claim for faulty construction or mishaps, you can confidently tackle legal fees and repair expenses with this type of coverage.
What Happens Without the Right Builder's Insurance Policy?
Without insurance, building contractors can be exposed to serious financial risks.
Project Delays
Theft, fire, or weather damage can stop your timeline cold—builder’s risk keeps it moving.
Out-of-Pocket Repairs
Without proper coverage, you’re paying out of pocket to fix or replace tools, structures, or materials.
Legal Trouble
Most states and contracts require you to carry general liability and workers’ comp. We’ll help you stay compliant.
Fast, Reliable Service Every Step of the Way
At ACI, we know your time is valuable. That’s why we’ve made the process simple and fast:
Get a Quote in Minutes
Submit your info online for a quick estimate.
Speak to a Specialist
Our agents know building companies and will tailor your insurance policy.
(888) 505-9012
Start Coverage Today
With as little as 20% down and you’re ready to go.
Request Certificates Anytime
Fast, easy access to certs when you need them.
We’re More Than Just Insurance
No phone menus, just real people who understand your needs.
Whether you’re a small or large business, we’ve got you covered.
When the unexpected happens, we’ve got your back.
Get a Quote Today
We’re More Than Just Insurance
When you choose ACI, you’re partnering with a team that understands the construction industry. Our builder’s insurance services are designed to help you stay compliant, reduce liability, and keep your projects moving—without getting bogged down by legal or administrative hassles.
No phone menus, just real people who understand your needs.
Whether you’re a small or large building company, we’ve got you covered.
When the unexpected happens, we’ve got your back.
Get a Quote Today
Don’t wait for a problem to put your business at risk. Just answer a few quick questions online, and we’ll create a custom builder’s insurance policy tailored to your company—so you’re covered under any circumstance.