Secure Your Construction Projects with Trusted Builders Insurance
Why Builders Need Insurance
Every phase of construction comes with risk. From the first wall to the finishing trim, fire, theft, vandalism, weather events, and on-site accidents can threaten your project timeline and budget. Without protection, even one setback can cost thousands and delay your build.
That’s why builder’s insurance—also called builder’s risk insurance—is essential. It covers your materials, structures in progress, and temporary on-site property like scaffolding or fencing.
Affordable Contractors Insurance specializes in helping builders secure the right coverage for the job—quickly, affordably, and without red tape. Whether you’re a general contractor, developer, or property owner, this coverage is your financial safety net.
Protect Your Contracting Business with Insurance - Save Up to 25%
Start with as little as 20% down.
Why Choose ACI for Your Builders Insurance?
Quick Quotes & Fast Certificates
Get your builder’s insurance paperwork done in hours—not days.
Tailored Coverage
Get coverage built around your project, risk, and location—and save up to 25% when you bundle the policies you need.
Nationwide Support
From single homes to large developments, ACI has your back in every state.
Easy Certificate Requests
Get certs fast, online, anytime. Fast turnarounds. No hassle.
Coverage You Can Count On
What Does Builder’s Insurance Cover?
Builder’s Risk Insurance
Protects your materials, equipment, and unfinished work from theft, fire, and other unexpected events—so your investment stays safe.
General Liability Insurance
Covers injuries to third parties and property damage caused during the project. If someone gets hurt or something goes wrong, your policy steps in to handle the costs.
Workers’ Compensation
Keeps your crew protected with coverage for medical expenses and lost wages if they’re injured on the job. Stay compliant and safeguard your team.
Tools & Equipment Insurance
Completed Operations Coverage
You’re not off the hook when the build is complete. If a customer files a claim for faulty construction or mishaps, you can confidently tackle legal fees and repair expenses with this type of coverage.
What Happens Without the Right Builder's Insurance Policy?
Without insurance, building contractors can be exposed to serious financial risks.
Project Delays
Uninsured property damage or stolen materials can stop progress, costing time and money.
Out-of-Pocket Repairs
If your team damages a client’s property, you’ll have to cover the cost yourself—taking resources away from other jobs.
Legal Trouble
An injury on-site could result in expensive lawsuits. Your policy helps cover legal fees and settlements, so you stay protected.
Fast, Reliable Service Every Step of the Way
At ACI, we know your time is valuable. That’s why we’ve made the process simple and fast:
Get a Quote in Minutes
Submit your info online for a quick estimate.
Speak to a Specialist
Our agents know building companies and will tailor your insurance policy.
(888) 505-9012
Start Coverage Today
With as little as 20% down and you’re ready to go.
Request Certificates Anytime
Fast, easy access to certs when you need them.
We’re More Than Just Insurance
No phone menus, just real people who understand your needs.
Whether you’re a small or large business, we’ve got you covered.
When the unexpected happens, we’ve got your back.
Get a Quote Today
We’re More Than Just Insurance
When you choose ACI, you’re partnering with a team that understands the construction industry. Our builder’s insurance services are designed to help you stay compliant, reduce liability, and keep your projects moving—without getting bogged down by legal or administrative hassles.
No phone menus, just real people who understand your needs.
Whether you’re a small or large building company, we’ve got you covered.
When the unexpected happens, we’ve got your back.
Get a Quote Today
Don’t wait for a problem to put your business at risk. Just answer a few quick questions online, and we’ll create a custom builder’s insurance policy tailored to your company—so you’re covered under any circumstance.