Builder's Insurance Policies for Protection That Lasts
Why Builders Need Insurance
Every phase of construction comes with risk, from the first nail to the final inspection. Whether you’re managing materials, hiring subcontractors, or working against tight timelines, accidents happen. Without the right coverage, a small mistake—like property damage or an injury—can bring your entire operation to a halt.
At Affordable Contractors Insurance, we understand the complexities of building projects and the risks that come with them. Our policies are built to protect your company from unexpected losses—so you can stay on track without worrying about setbacks.
Protect Your Contracting Business with Insurance - Save Up to 25%
Start with as little as 20% down.
Why Builders Trust Our Insurance Services
Quick Quotes & Fast Certificates
Get a quote in minutes with same-day binding.
Tailored Coverage
Save up to 25% by bundling the policies you need.
Nationwide Support
State-specific coverage to keep you compliant in every region.
Quick Certificate Requests
Get certs fast, online, anytime.
Coverage You Can Count On
What Does a Builder’s Insurance Policy Cover?
Builder’s Risk Insurance
Protects your materials, equipment, and unfinished work from theft, fire, and other unexpected events—so your investment stays safe.
General Liability Insurance
Covers injuries to third parties and property damage caused during the project. If someone gets hurt or something goes wrong, your policy steps in to handle the costs.
Workers’ Compensation
Keeps your crew protected with coverage for medical expenses and lost wages if they’re injured on the job. Stay compliant and safeguard your team.
Tools & Equipment Insurance
Covers lost, stolen, or damaged tools—so breakdowns don’t slow you down.
Completed Operations Coverage
You’re not off the hook when the build is complete. If a customer files a claim for faulty construction or mishaps, you can confidently tackle legal fees and repair expenses with this type of coverage.
What Happens Without the Right Builder's Insurance Policy?
Without insurance, building contractors can be exposed to serious financial risks.
Project Delays
Uninsured property damage or stolen materials can stop progress, costing time and money.
Out-of-Pocket Repairs
If your team damages a client’s property, you’ll have to cover the cost yourself—taking resources away from other jobs.
Legal Trouble
An injury on-site could result in expensive lawsuits. Your policy helps cover legal fees and settlements, so you stay protected.
Fast, Reliable Service Every Step of the Way
At ACI, we know your time is valuable. That’s why we’ve made the process simple and fast:
Get a Quote in Minutes
Submit your info online for a quick estimate.
Speak to a Specialist
Our agents know building companies and will tailor your insurance policy.
(888) 505-9012
Start Coverage Today
With as little as 20% down and you’re ready to go.
Request Certificates Anytime
Fast, easy access to certs when you need them.
We’re More Than Just Insurance
No phone menus, just real people who understand your needs.
Whether you’re a small or large business, we’ve got you covered.
When the unexpected happens, we’ve got your back.
Get a Quote Today
We’re More Than Just Insurance
When you choose ACI, you’re partnering with a team that understands the construction industry. Our builder’s insurance services are designed to help you stay compliant, reduce liability, and keep your projects moving—without getting bogged down by legal or administrative hassles.
No phone menus, just real people who understand your needs.
Whether you’re a small or large building company, we’ve got you covered.
When the unexpected happens, we’ve got your back.
Get a Quote Today
Don’t wait for a problem to put your business at risk. Just answer a few quick questions online, and we’ll create a custom builder’s insurance policy tailored to your company—so you’re covered under any circumstance.