Claims Submission Guide
Protect Your Business by Submitting Claims the Right Way
When accidents happen—whether it’s equipment damage, employee injuries, or third-party claims—quick, accurate claims submission can be the difference between smooth operations and costly delays. At Affordable Contractors Insurance (ACI), we guide you through the claims process step-by-step, so you’re prepared for audits and your claim gets processed fast.
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Step-by-Step Claims Submission Process
Preparing for Insurance Audits
Insurance audits are routine for contractors. Staying organized and proactive ensures smooth audits without surprises. Tips for a Successful Audit:
Keep Payroll Records Clean
Ensure that subcontractor details, wages, and classifications are accurately recorded.
Track Equipment Usage and Ownership
Make sure tools, vehicles, and leased equipment are properly logged and insured.
Stay Updated on State Regulations
Changes in state laws can impact your insurance needs—let ACI help you adjust coverage in advance.
Keep Payroll Records Clean
Ensure that subcontractor details, wages, and classifications are accurately recorded.
Need Help with a Claim? We’re Here for You
Our goal is to make sure your claim is processed smoothly and efficiently. If you have questions or need help at any point, ACI agents are available to assist—no automated menus, just real people who understand your business.
- 24/7 Claims Support for critical issues.
- Mid-Year Policy Adjustments to prepare for audits.
- Audit Support from experienced agents, so you’re always compliant.
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Get Back to Work—We’ve Got Your Back
Accidents and claims are part of doing business, but with ACI on your side, the process doesn’t have to slow you down. Submit your claim quickly and easily, and let us handle the rest while you focus on the next project.