Texas Contractors: Coverage That Works for You
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Texas Roofers Insurance Coverage
As a roofing contractor, you understand the importance of protecting your employees from job site injuries. But does your Texas roofers insurance coverage protect your equipment, materials, or third parties who come and go from your job site?
If you’re not sure, it may be time to consider a comprehensive policy that offers full protection and minimizes costly delays.
Affordable Contractors Insurance can help. We specialize in insurance policies for roofers and contractors. We believe in building a policy that balances safety and quality with value — with policies available for as little as 20% down.
Residential Roofing Insurance in Texas
Residential job sites can be tricky. You’ll need residential roofing insurance in Texas that protects your workers, as well as homeowners, guests, and their children.
But because any delay can cost you, you’ll also need a roofers insurance policy that protects your supplies and equipment. That way, your business doesn’t have to come to a stop if the unforeseen should happen. Otherwise, delays could be expensive and even damage your business reputation.
Commercial Roofing Insurance in Texas
Does your roofing business service commercial structures in Texas? These projects can be lucrative, but they come with additional hazards. More people and equipment means greater responsibilities and requirements for roofing contractors; you’ll need insurance that protects your workers and your job site.
Additionally, the right insurance policy can help you win more bids. That’s because many businesses require that their contractors meet strict insurance requirements in order to work on their buildings. Affordable Contractors Insurance can provide the documentation you need to meet these requirements and build your business.
Texas Roofers Insurance that Fits Every Need
Affordable Contractors Insurance specializes in policies for contractors and roofers. When you contact one of our live agents, we can connect you to a policy that fits your unique business needs. Instead of purchasing a policy with a lot of extra features, you can find an affordable policy that aligns with your business goals.
When you call us, you’ll speak with a live agent who can answer all of your questions before providing a fast, reliable quote. You can even finalize the quote over the phone to avoid any potential gaps in coverage.
Insurance That’s There for You
You work hard. And so do we. When you call Affordable Contractors Insurance, you’ll speak with a live agent rather than having to navigate a series of recordings. Give us a call in an emergency, and you’ll connect to a live agent within minutes.
Additionally, our policies can quickly be set up and customized to your needs. You can receive your policy number the same day and obtain certifications online.
Texas Roofers Insurance Coverage for Only 20% Down
At Affordable Contractors Insurance, we don’t believe that you should have to choose between quality and price when purchasing Texas roofers insurance. That’s why we aim to provide top-notch policies for hard-working contractors, all while maintaining low prices.
Our customers can receive a policy for as little as 20% down, with rates that are affordable for businesses of any size.
Contact us today! Our roofing specialists can answer any questions and provide you with a free quote.
Insurance for Construction Companies in Texas
From Houston to San Antonio to Dallas, Texas seems to be constantly expanding. That’s great news for general contractors! But if you want to ensure that your business has many great years ahead, Texas general contractors insurance is a must.
At Affordable Contractors Insurance, our experts can help you choose an affordable policy that still protects your company against unforeseen circumstances.
Why Do You Need General Contracting Insurance in Texas?
Ideally, you’ll never need to use your insurance policy. But many contractors will make a mistake at some point or another.
Even if you make no mistakes, you may be unfortunate enough to have your tools stolen or your materials damaged. Here are a few instances when your Texas contractors insurance policy can save your business thousands of dollars:
- You accidentally injure a third party and that person files a claim against you
- A client alleges you performed faulty work and wants to recover damages
- Your work vehicle causes an accident
- Your tools are damaged on the job
- Your business’s warehouse is destroyed by a fire or a tornado
- Your materials are lost or damaged during transport
- An employee is injured and needs your company to pay for medical costs
Insurance is essential if you want to protect your business. But in many cases, it’s also required by law. Navigating legal requirements can be challenging, especially if you work in different areas. For example, insurance requirements in Austin may be different than those in Fort Worth.
How Do You Know What Kinds of Insurance You Need?
If you’ve begun researching insurance for construction companies in Texas, you already know that you can insure just about every part of your business. But between types of insurance and policy limits, knowing what kind of coverage you need can get confusing quickly.
As a general rule, every contractor should have general liability insurance and workers’ compensation insurance. General liability keeps you covered if a third party (like a client) claims you caused property damage or an injury. Workers’ compensation pays for medical costs and lost wages if an employee is hurt on the job.
However, in many cases, it’s also wise to insure your tools and equipment and purchase other types of coverage. That’s where our agents come in. At ACI, we’re experts when it comes to managing risk and keeping your business protected — all while keeping your bottom line in mind. Let us help you choose the right coverage.
Keep Your Business Safe with ACI
Many insurance companies work with businesses across multiple industries, and they may not understand the unique needs of contractors. That’s not the case with ACI. We work exclusively with contractors, so we’re familiar with the regulations you need to follow and the facets of your business you need to protect.
Our expert agents are familiar with the world of contracting and the world of insurance. As soon as we know a bit about your business, we’ll get to work finding affordable policies that meet your needs. Get in touch today for your free quote!