Reliable Electrician Insurance
to Protect Your Business
Why Electricians Need Insurance
Every job you take on—whether you’re wiring a new building, installing panels, or making repairs—comes with risks. One wrong connection or an accidental fire can lead to property damage, injuries, and expensive claims. Without the right insurance, you could be on the hook for legal fees and costly repairs.
Electrician insurance helps protect you from:
- Costly lawsuits from property damage or bodily injury
- Equipment theft or damage on the job
- Injuries to your employees or subcontractors
- Claims of faulty workmanship or completed operations
At Affordable Contractors Insurance, we understand the risks electricians face. That’s why we design policies to protect your business, your tools, and your team—so you can keep the lights on without worrying about what might go wrong.
Protect Your Contracting Business with Insurance - Save Up to 25%
Start with as little as 20% down.
Why Choose Affordable Contractors Insurance?
FAST QUOTES & CERTIFICATES
Get covered in minutes with same-day binding and instant certificates of insurance when you need to prove coverage for new projects.
SAVE ON PREMIUMS
Bundle your coverage and save up to 25% on the cost of electrician’s insurance. Additional discounts available for experienced contractors with clean claims history.
NATIONWIDE SUPPORT
Our agents know state-specific electrical contractor insurance requirements to keep you compliant anywhere you operate, with licensed experts in all 50 states.
Insurance electricians Can Count On
What Does your policy Cover?
General Liability Insurance
Covers third-party injuries and property damage—whether it’s a client tripping over electrical cables or accidental fire damage caused during an installation.
Tools & Equipment Insurance
Protects essential tools and diagnostic equipment from theft or damage, so you’re never left without the tools you need to get the job done.
Workers’ Compensation
Provides medical care and wage replacement if an employee gets injured on the job, keeping your team protected and your electrical business compliant.
Completed Operations Coverage
Even after the job is done, our policies protect you from claims like wiring malfunctions or faulty installations that lead to damage or injury.
What Happens Without the Right Insurance?
Operating without electrical contracting insurance puts your company at risk.
If an installation causes a fire or electrical damage, you’ll be responsible for repairs—costs that could quickly drain your business.
If a third party is injured during your work, you could face lawsuits, legal fees, and settlements.
Losing critical tools could bring your projects to a halt, causing delays and lost revenue.
Fast, Reliable Service Every Step of the Way
At ACI, we know your time is valuable. That’s why we’ve made the process simple and fast:
Get a Quote in Minutes
Submit your info online for a quick estimate.
Speak to an electrical contractor’s insurance Specialist
Our agents know the industry and will tailor your policy.
(888) 505-9012
Start Coverage Today
With as little as 20% down and you’re ready to go.
Request Certificates Anytime
Fast, easy access to certs when you need them.
Get a Quote Today
Protect your business from unexpected risks. Answer a few quick questions, and we’ll build a custom insurance policy that fits your electrical company’s needs—whether you’re working on small repairs or large-scale installations.