Coverage That Works as Hard as You Do
Why Excavation & Demolition Contractors Need Insurance
Your work involves high-risk operations—from clearing lots to tearing down structures and working with heavy machinery. One mistake on the job could mean costly equipment damage, property loss, or serious injuries. Without the right insurance, you could be facing out-of-pocket repairs, legal claims, or delays that throw your business off track.
At Affordable Contractors Insurance, we offer tailored policies built for high-risk trades like excavation and demolition. Whether you’re handling explosives, earth-moving equipment, or structural teardown, ACI’s coverage keeps your business protected.
Protect Your Business—Save Up to 25%
Start with as little as 20% down.
Why Contractors Trust ACI
Fast Quotes & Certificates
Get covered in minutes with same-day binding.
Save Up to 25%
Bundle policies to maximize savings.
Nationwide Support
State-specific policies to keep you compliant wherever you operate.
Coverage You Can Count On
What Does Excavation & Demolition Insurance Cover?
General Liability Insurance
Covers third-party injuries and property damage—like if debris damages a neighboring structure or someone gets hurt on-site.
Equipment & Tools Insurance
Protects against theft, breakdowns, and damage to essential machinery—so you’re not stuck with costly replacements or delays.
Workers’ Compensation
Provides coverage for medical bills and wage replacement if an employee is injured while on the job. Stay compliant with state laws and protect your crew.
Completed Operations Coverage
Even after the job is done, you’re still at risk. If a customer files a claim for faulty installation or a system failure, this coverage helps handle legal and repair costs.
The Risks of Working Without Insurance
Skipping coverage could put your business on the line
Collateral damage from demolition can lead to lawsuits and expensive settlements—coverage ensures you’re not caught off guard.
Demolition and excavation come with serious risks. Without insurance, you’ll be responsible for medical bills and legal claims if accidents happen.
Heavy machinery isn’t cheap. If your equipment breaks or gets stolen, you’ll need deep pockets to replace it.
Fast, Reliable Service Every Step of the Way
At ACI, we know your time is valuable. That’s why we’ve made the process simple and fast:
Get a Quote in Minutes
Submit your info online for a quick estimate.
Speak to a Roofing Specialist
Our agents know roofing and will tailor your policy.
(888) 505-9012
Start Coverage Today
With as little as 20% down and you’re ready to go.
Request Certificates Anytime
Fast, easy access to certs when you need them.
Get a Quote Today
Don’t let unexpected risks slow down your operation. Answer a few quick questions, and we’ll design a custom policy that fits your business—whether you’re moving earth or bringing down buildings.