Fire Restoration Insurance
for Contractors
Save Up to 25% on Fire Restoration Contractor Insurance
When disaster strikes, your clients count on you to clean up and rebuild. Our fire restoration contractor insurance gives your business the protection it needs—from jobsite liability to tools, vehicles, and more.
At Affordable Contractors Insurance, we offer policies tailored for fire, smoke, and water restoration professionals. Get a quote in minutes and meet client and state requirements with ease.

Who Do We Protect?
From field crews to office staff, our workers’ comp and liability coverage keeps your people protected on every job.
Get coverage for drying systems, cleaning gear, and restoration tools—onsite, in transit, or in storage.
From lawsuits to property damage, we help shield your business so you can keep rebuilding homes and trust.

Why Choose ACI for Fire Restoration Insurance?
We specialize in fire and smoke restoration insurance—so you get coverage that fits your work, not a generic contractor policy.
Get a Quote Online in Minutes
Save Up to 25% Annually
Start with as little as 20% down
Talk to a licensed agent anytime
Coverage tailored for restoration contractors
Why Work With a Licensed Agent for Fire Restoration Business Insurance?
Navigating the complexities of any insurance can be overwhelming. Having an agent on your side offers several key advantages:
Personalized Recommendations
Agents like ours understand the risks associated with fire restoration work and can recommend the right coverage to protect against unforeseen liabilities.
Access to Multiple Policy Options
Unlike DIY insurance platforms, agents can source quotes from multiple carriers, ensuring you get the most competitive rate.
Support Throughout the Claims Process
When something goes wrong, filing a claim can be stressful. An experienced agent will guide you through the process, making sure your business is compensated quickly and accurately.
Compliance with Local Regulations
Different states and municipalities have unique insurance requirements for fire restoration contractors. Agents ensure your policy meets all legal standards, so you can operate without interruptions.
The Value of Fire Restoration Insurance
In an industry where every hour of downtime can mean lost revenue, fire restoration insurance is not just an expense—it’s an investment in your company’s longevity. With the right coverage, you can:
Mitigate Project Risk
Avoid costly out-of-pocket claims from fire, smoke, or water restoration jobs gone wrong.
Qualify for Bigger Contracts
Most commercial clients require proof of general liability and pollution insurance.
Build Long-Term Trust
Show your clients and partners that your business is protected and professional.
Let us help you get the fire restoration contractor insurance you need to scale with confidence.