General Contractors Insurance
Why General Contractors Need the Right Coverage
Your jobs range from kitchen remodels to ground-up custom builds—each with its own risks. Without the right coverage, one mistake can throw off your entire business. Property damage, injuries, or legal claims can hit hard, but the right insurance keeps you covered and compliant.
At Affordable Contractors Insurance, we specialize in policies tailored to meet your unique needs as a contractor. Since we insure only contractors, we know the challenges you face—and we design policies to protect your business at every step.
Protect Your Business—Save Up to 25%
Start with as little as 20% down.
Why General Contractors Trust ACI
Specialized for Contractors
We only insure contractors, giving us deep expertise in the industry.
Exclusive Rates
Exclusive rates available for contractor class codes.
Fast Quotes & Certificates
Get covered in minutes with same-day binding.
Save Up to 25%
Bundle your policies to lower your premiums.
Nationwide Support
State-specific policies to keep you compliant anywhere you work.
Coverage You Can Count On
What Does Builder’s Insurance Cover?
Injury Protection
If someone gets hurt on your job site, we’ll cover medical costs—so you’re not stuck footing the bill. Even minor injuries can cost thousands.
Property Damage Coverage
Accidents happen. If you or your crew cause damage to a client’s property, our policies help cover the repair costs, keeping your reputation intact.
Legal Defense & Claims Management
If a client or third party files a lawsuit, your policy covers legal fees, court costs, and settlements. We guide you through the process, so you can stay focused on your work.
Liability Coverage That Lasts
Think gas leaks, cracked moldings, or improperly secured fixtures—issues that might not surface until months or years later. With ACI’s liability coverage, you stay protected long after the job is done. If claims arise down the road, your business is still covered—saving you from costly surprises.
Completed Operations Coverage
Even after the job is done, you’re still at risk. If a customer files a claim for faulty installation or a system failure, this coverage helps handle legal and repair costs.
Fast, Reliable Service Every Step of the Way
At ACI, we know your time is valuable. That’s why we’ve made the process simple and fast:
Get a Quote in Minutes
Submit your info online for a quick estimate.
Speak to a Roofing Specialist
Our agents know roofing and will tailor your policy.
(888) 505-9012
Start Coverage Today
With as little as 20% down and you’re ready to go.
Request Certificates Anytime
Fast, easy access to certs when you need them.
We’re More Than Just Insurance
When you insure with ACI, you get a trusted partner who understands your trade. Our goal is to help you stay compliant, reduce risks, and focus on building your business—not worrying about paperwork or legal hassles.
No phone menus, just real people who understand your needs.
Whether you’re a small or large business, we’ve got you covered.
When the unexpected happens, we’ve got your back.
Get a Quote Today
Don’t wait until something goes wrong to get protected. Answer a few quick questions, and we’ll build a custom policy designed for your contracting business—keeping you protected from the unexpected.