Save 25% on Contractors Insurance Coverage

Contractor Insurance
in New Hampshire

Contractors: Claim Free Insurance Quote

Contractors: Claim Free Insurance Quote

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Same-day quotes. Flexible coverage. Local compliance made simple.

Whether you’re framing homes in Manchester or handling plumbing in Concord, we make it easy to get insured and stay licensed—without overpaying.

Why Contractors in New Hampshire Choose ACI

Local Expertise
We understand New Hampshire contractor licensing, bond, and insurance requirements.

Same-Day Certificates
Get instant proof of coverage so you never miss a job.

Flexible Payment Options
Affordable plans with as little as 20% down.

Bundled Policy Discounts
Combine coverages and save up to 25% overall.

Insurance Coverage We Offer in New Hampshire

We provide comprehensive protection for licensed and unlicensed contractors across the state.

Protects against third-party injury or property damage claims—often required to win bids or obtain licenses.

Covers medical bills and lost wages for injured employees. Mandatory if you hire staff—even part-time.

Covers your business-owned vehicles, whether you’re transporting tools, crews, or materials.

Reimburses you for stolen or damaged gear—on the road, on-site, or in storage.

Covers damage to buildings under construction caused by fire, vandalism, theft, and more.

Helps protect contractors who offer design, consulting, or advisory services from costly disputes or claims.

Who We Cover in New Hampshire

From one-person crews to multi-team construction companies, we insure contractors across all trades and experience levels.

 

Trades We Serve:

Whether you’re on your own or managing a crew, we’ve got the coverage your New Hampshire contracting business needs.

How Much Does Contractor Insurance Cost in New Hampshire?

Contractors in New Hampshire typically pay between $85 and $200/month for general liability insurance. However, exact rates depend on multiple business-specific factors:

Cost Factors

Roofers and high-risk contractors pay more than handymen or painters.

More employees means higher workers’ comp premiums.

The more protection you choose, the higher your premium.

Lower rates for contractors with more years in business and clean claim histories.

Larger contracts and metro areas may impact rates.

Looking for a number that fits your budget?

Get a fast, personalized quote based on your trade, team size, and coverage needs.

New Hampshire Contractor Insurance Requirements

Here’s what contractors in the Granite State need to know:

General Liability Insurance

Not mandated by New Hampshire state law, but often required to secure licenses, bid on jobs, or meet client agreements.

Workers’ Compensation Insurance

Required for any business with one or more employees, including part-time staff and family members. Sole proprietors are exempt unless a general contractor or client contract requires it.

Commercial Auto Insurance

Required for any business vehicle titled under your company or used primarily for work-related purposes.

Requirements can vary by municipality or license type. Let ACI help you stay compliant.

Get a Free Contractor Insurance Quote

in New Hampshire

Skip the confusion—get contractor insurance that’s clear, affordable, and built to meet New Hampshire’s licensing and jobsite requirements. We make it simple to protect your business and keep projects moving.

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