Other Coverages for Contractors

Comprehensive Protection for Every Part of Your Business

Contracting work comes with unique risks—from job-site theft to project delays and unforeseen liabilities. Affordable Contractors Insurance offers a range of specialized coverages to protect every aspect of your business, ensuring you stay secure and prepared for whatever comes your way. We provide policies designed to meet your needs.

What Do Other Coverages Include?

Our additional coverages are essential for contractors who need protection beyond the basics. Here’s how these policies can safeguard your business:

Inland Marine Insurance: Protects tools, equipment, and materials in transit or stored off-site, ensuring your assets are covered wherever the job takes you.
Cyber Liability Insurance: Covers costs related to data breaches or cyberattacks, protecting sensitive client and business information.
Contractor’s Errors & Omissions (E&O) Insurance: Provides coverage for claims of errors or omissions in your work—such as project documentation mistakes or faulty advice—that result in financial loss for clients.
Employee Dishonesty Insurance: Protects your business against losses caused by theft or fraud committed by employees, safeguarding your business assets.

Why Contractors Need Additional Coverages

Standard policies often aren’t enough to cover the unique risks contractors face. Without the right additional coverages, your business could be exposed to unexpected expenses, delays, or liability issues. Specialized coverages ensure that every part of your business—from tools to data and employee conduct—is protected.

Essential for Protecting Assets and Managing Unique Risks
Meets Client and Regulatory Requirements for Specialized Projects
Safeguards Against Financial Loss from Theft, Errors, or Cyber Threats

How Much Do Additional Coverages Cost?

Several factors affect the premiums for specialized coverages, including:

Type of Coverage: Rates vary widely depending on the specific coverage, such as inland marine, errors & omissions, or cyber liability insurance.
Business Size and Risk Level: Larger operations or those handling higher-value projects may see increased costs.
Coverage Limits and Deductibles: Higher limits and lower deductibles can raise premiums.

Benefits of ACI’s Additional Coverages

When you choose Affordable Contractors Insurance, you get more than specialized policies—you gain a valued partner who understands the unique risks contractors face and provides support every step of the way.

Same-Day Policy Binding – Get immediate coverage for added peace of mind.
Exclusive Contractor Rates – Save up to 25% with affordable premiums and tailored bundles.
Easy Certificate and Bond Requests – Quickly access certificates or request surety bonds.
Year-Round Support – From claims assistance to policy adjustments, our team is here to help.

Get Your Additional Coverages Today

Don’t leave any part of your business exposed to risks or unexpected costs. Get the coverage you need to protect every aspect of your operation, from tools and data to bonds and specialty projects.