Plumber's Insurance for Every Leak, Burst, and Unexpected Repair
Why Plumbers Need Insurance
From burst pipes to water damage, plumbing jobs are full of risks. A small mistake—like a faulty connection or cracked fitting—can lead to costly repairs or legal claims. Without the right insurance, one accident could disrupt your plumbing business and drain your finances.
At Affordable Contractors Insurance, we specialize in coverage designed specifically for plumbers and pipefitters like you. Whether you’re on a residential call or managing a commercial project, our policies help protect your work, tools, and team—so you can stay focused on the job.
Protect Your Business—Save Up to 25%
Start with as little as 20% down.
Why Plumbers Trust ACI
Quick Quotes & Certificates
Get covered in minutes with same-day binding.
Affordable Premiums
Save up to 25% by bundling coverage.
Nationwide Support
State-specific policies to keep you compliant everywhere you operate.
Coverage You Can Count On
What Does Plumbing Business Insurance Cover?
General Liability Insurance
Covers injuries to clients or third parties and accidental property damage—like water leaks or pipe bursts during a job.
Plumbers' Tools Insurance
Protects essential tools and equipment from theft or damage, so you can keep working without delays.
Workers’ Compensation
Provides medical coverage and wage replacement if your employees get injured while on the job. Stay compliant and protect your crew.
Completed Operations Coverage
Covers claims that arise after a job is finished—like faulty fittings or slow leaks that cause damage over time.
What Happens Without the Right Insurance?
Operating without plumbing coverage puts your business at risk.
If your work causes water damage to a client’s property, you’ll have to pay for materials and labor out of pocket—cutting into profits.
If someone gets hurt on-site or in your workspace, you could be responsible for medical expenses and legal fees.
Faulty installations or overlooked issues can lead to lawsuits—even after a job is done. Without coverage, attorney fees and settlements could cripple your business.
Fast, Reliable Service Every Step of the Way
At ACI, we know your time is valuable. That’s why we’ve made the process simple and fast:
Get a Quote in Minutes
Submit your info online for a quick plumber’s insurance cost estimate.
Speak to a Plumbing Coverage Specialist
Our agents know the industry and will tailor your policy.
(888) 505-9012
Start Coverage Today
With as little as 20% down and you’re ready to go.
Request Certificates Anytime
Fast, easy access to certs when you need them.
Get a Plumbing Insurance Quote Today
Stay focused on your next job, knowing your business is protected. Answer a few quick questions, and we’ll create a custom policy that fits your plumbing business perfectly.