Save up to 25% on Contractors Insurance costs!
Compare rates, get expert advice, and protect your business—fast quotes from America’s contractor insurance specialists.
Why Choose ACI for Your Contractor’s Insurance?
Affordable Contractors Insurance helps contractors nationwide secure the right coverage at the lowest rates. Get peace of mind with fast, affordable general liability, workers’ comp, tools & equipment, and more.
- Save up to 25% on premiums
- Get coverage tailored for your business and trade
- Licensed agents who understand contractor needs
- Fast quotes, no obligation
How Much Does Contractor Insurance Cost?
Contractors insurance costs vary based on your trade, location, business size, and coverage needs. ACI makes it easy to get reliable, affordable coverage—tailored for your business and your state.
Types of Contractors Insurance We Offer
Whether you’re a general contractor, builder, or tradesperson, Affordable Contractors Insurance makes it easy to protect every part of your business.
General Liability Insurance
Covers third-party injuries, property damage, and legal fees.
Workers’ compensation Insurance
Protects your employees and meets state requirements.
Commercial Auto Insurance
Protects your work vehicles and drivers.
Umbrella/Excess
Adds extra protection beyond standard policy limits.
Tools and Equipment Insurance
Replaces or repairs your gear—on and off the jobsite.
Industries We Serve
General contractors, roofing, plumbing, electrical, HVAC, concrete, restoration, excavation, and more—if you’re a contractor, ACI can insure you.
General Contractors
Roofing Contractors
Concrete & Framing
Plumbing & HVAC
Excavation & Paving
Elevator Repair
Fire Protection & Sprinklers
Home Restoration
Directional Drilling
And many more...
If you’re bidding jobs, hiring help, entering client homes, or managing work crews—you need insurance.
Frequently Asked Questions - Contractor Insurance Cost
1. How much does contractor insurance cost per month?
Most contractors pay $66–$305 per month for general liability, depending on their trade, location, and business size.
2. What affects my insurance cost?
Main factors include your trade, annual revenue, payroll, claims history, and the coverage limits you choose.
3. Can I bundle policies?
Yes! Bundling liability, tools, and workers’ comp often lowers your overall contractors insurance costs.
4. How do I get a quote?
Fill out our quick online form, or call (888) 505-9012 to speak with a licensed contractor insurance agent.
We’re More Than Just Insurance
When you team up with ACI, you’re getting more than just insurance—you’re gaining a partner who knows the roofing industry. We’re here to help you stay compliant, minimize risk, and keep your focus on growing your business—not dealing with red tape or legal headaches.
No phone menus, just real people who understand your needs.
Whether you’re a small or large business, we’ve got you covered.
When the unexpected happens, we’ve got your back.
Get Your Custom Contractors Insurance Quote Now
Protect your business, win more jobs, and save up to 25% on your general liability policy. Get your free, no-obligation quote today!