Commercial Roofing Insurance in Connecticut: What You Need to Know
Roofing is a risky business. And if you aren’t covered with a good insurance policy, it can be financially as well as physically dangerous. From medical bills for injured workers to lost equipment to damage claims filed by customers, your business can face a range of hefty expenses if you aren’t adequately covered.
Fortunately, Affordable Contractors Insurance is dedicated to helping you find the best Connecticut roofers insurance coverage for a great price. With the right insurance policy, you can enjoy peace of mind each time you and your crew head to a new job site.
What Kind of Connecticut Roofing Contractors Insurance Do You Need?
Our experienced agents will work with you to help you decide what types of insurance your business needs. But generally speaking, contractors need a few different types of insurance:
- General Liability Insurance: This covers you if there is damage to a client’s property or if a third party (a non-worker) is injured
- Workers’ Compensation Insurance: This covers medical costs and lost wages if an employee is injured on the job
- Commercial Vehicle Insurance: This covers both damage to and damage/injury caused by your work vehicles
- Tool and Equipment Insurance: This protects your tools in the event of theft or damage
Going without insurance coverage means you’ll be stuck paying out of your own pocket in the event of a lawsuit or claim. But if you aren’t already familiar with the ins and outs of residential roofing insurance in Connecticut, navigating the different types and deciding what you need can be confusing.
Fortunately, we’ll be with you every step of the way to help you choose your perfect policy. You know your business and we know insurance, so together, we’ll find a policy that meets your needs.
How Else Can Roofers Insurance Help Your Business?
Commercial roofing insurance in Connecticut has another benefit: it makes your business more attractive to potential clients.
If a client hires a contractor with no insurance, they take on some of the company’s liability risk, and that’s something few people are comfortable doing. In the event of a botched job, they may also have little recourse when it comes to fixing the damages. Most clients will want to see proof of insurance before they agree to work with you.
Once you have an insurance policy in place, all you need to do is present a certificate of liability insurance to prove that you’re insured. This shows the customer that you take safety seriously and run your business responsibly. Additionally, if you want to be considered for government contracts, liability insurance is an absolute must.
We Can Help Safeguard Your Business
At ACI, our agents focus exclusively on insurance for contractors. Since we work only within your industry, we’re much better equipped to help you find what you need than other insurance companies.
When you contact us for a quote today, we’ll show you the difference we can make. We’ll ask a few questions about your business, evaluate available policies, and help you choose the perfect one for your business.
