Tradesman Insurance:
Your Trade Tools Protection
Why Tradesmen Need Insurance
Whether you’re a painter, handyman, or general contractor, every job comes with risks. A dropped tool, damaged property, or an injury on-site could shut your business down—fast. Without the right tradesman insurance, one mistake could wipe out your profits and slow you down.
At Affordable Contractors Insurance, we understand the risks tradespeople face. That’s why we offer tailored insurance for contractors, so you can keep working without worrying about what could go wrong.
Protect Your Contracting Business with Insurance - Save Up to 25%
Start with as little as 20% down.
Why Tradesmen Trust ACI
Fast Quotes & Certificates
Get insured in minutes with instant certificates.
Save up to 25%
Bundle multiple policies for lower overall costs.
Nationwide Support
State-specific policies for compliance wherever you work.
Coverage You Can Count On
What Does Handyman Business Insurance Cover?
General Liability Insurance
Covers third-party injuries and property damage—like if paint spills on a client’s floor or a customer trips over your equipment.
Tradesman Tool Insurance
Protects your tools and equipment from theft or damage, so you’re not stuck without essential gear in the middle of a job.
Workers’ Compensation
Provides medical coverage and lost wages if your crew gets injured on the job. Stay compliant and protect your people.
Completed Operations Coverage
Covers claims that surface after the work is done—such as a repair job that fails or a fixture that causes damage later.
Commercial Auto Insurance
Protects work vehicles used to transport tools, equipment, and materials between job sites—covering accidents, property damage, and liability while on the road.
What Happens Without the Right Tradesman Insurance?
Working without proper coverage puts your business at serious risk:
If your work causes water damage to a client’s property, you’ll have to pay for materials and labor out of pocket—cutting into profits.
If someone is injured on-site, you could face lawsuits, settlements, and attorney fees.
If your tools are stolen or damaged, it could delay your projects and impact your income.
Fast, Reliable Service Every Step of the Way
At ACI, we know your time is valuable. That’s why we’ve made the process simple and fast:
Get a Quote in Minutes
Submit your info online for a quick estimate.
Speak to a Tradesman Insurance Specialist
Our agents know tradework and will tailor your policy.
(888) 505-9012
Start Coverage Today
With as little as 20% down and you’re ready to go.
Request Certificates Anytime
Fast, easy access to certs when you need them.
Get a Tradesman Insurance Quote Today
Your tools, employees, and reputation are your livelihood—make sure they’re protected. Answer a few quick questions, and we’ll build a custom policy designed to fit your trade and your handyman business.