Your Trade. Your Tools. Your Protection.
Why Tradesmen Need Insurance
Whether you’re a painter, drywaller, handyman, or general tradesman, every job comes with risk. A dropped tool, damaged property, or an injury on-site could set your business back—fast. Without the right insurance, one mistake could wipe out your profits and slow you down.
At Affordable Contractors Insurance, we know that every trade has its own challenges. That’s why we build custom insurance policies to protect your business, tools, and team—so you can keep working without worrying about what could go wrong.
Protect Your Business—Save Up to 25%
Start with as little as 20% down.
Why Tradesmen Trust ACI
Fast Quotes & Certificates
Get covered in minutes with same-day binding.
Save up to 25%
Bundle policies for big savings.
Nationwide Support
State-specific policies for compliance anywhere you operate.
Coverage You Can Count On
What Does Tradesman’s Insurance Cover?
General Liability Insurance
Covers third-party injuries and property damage—like if paint spills on a client’s floor or a customer trips over your equipment.
Tools & Equipment Insurance
Protects your tools from theft or damage, so you’re not stuck without essential gear in the middle of a job.
Workers’ Compensation
Provides medical coverage and lost wages if your crew gets injured on the job. Stay compliant and protect your people.
Completed Operations Coverage
Covers claims that surface after the work is done—such as a repair job that fails or a fixture that causes damage later.
What Happens Without the Right Insurance?
Working without proper coverage puts your business at serious risk:
If your work causes water damage to a client’s property, you’ll have to pay for materials and labor out of pocket—cutting into profits.
If someone is injured on-site, you could face lawsuits, settlements, and attorney fees.
If your tools are stolen or damaged, it could delay your projects and impact your income.
Fast, Reliable Service Every Step of the Way
At ACI, we know your time is valuable. That’s why we’ve made the process simple and fast:
Get a Quote in Minutes
Submit your info online for a quick estimate.
Speak to a Roofing Specialist
Our agents know roofing and will tailor your policy.
(888) 505-9012
Start Coverage Today
With as little as 20% down and you’re ready to go.
Request Certificates Anytime
Fast, easy access to certs when you need them.
Get a Quote Today
Your tools are your livelihood—make sure they’re protected. Answer a few quick questions, and we’ll build a custom policy designed to fit your trade and your business.