Customized Insurance for Contractors

Protect Your Business with
Affordable Contractors Insurance

Start your policy with as little as 20% down and same day certificates. Coverage available in all 50 states.

Your job needs tools. Your business needs ACI.

Easy Cert Request

ALL 50 STATES

Same Day Bind

Contractors Only

INSURANCE BY CONTRACTOR TYPE

We Serve Contractors of All Types

We serve contractors of all types — across the trades, across the job sizes.

From roofers to builders/general contractors, framers, excavators/grading crews, demo crews, concrete, HVAC, plumbing, electrical, and remodelers (plus the specialty trades that support them), we help contractors get the coverage they need to:

Start jobs faster (meet jobsite requirements)
Stay compliant (licenses, contracts, and COI requirements)
Keep work moving (fast certificates, correct endorsements, clean documentation)

Whether you’re new to the industry or running a multi-million-dollar operation, Affordable Contractors Insurance can tailor policies to fit your business.

Learn More

Roofers

Specialized business insurance for roofers—nationwide.

Learn More

Why Choose ACI?

Trusted by Contractors Nationwide

At Affordable Contractors Insurance, we know your business faces unique risks—and you deserve an insurance partner that truly understands your world.

For over a decade, we’ve helped contractors nationwide find the right coverage at the best rates, with service that’s fast, friendly, and reliable. We leverage our deep knowledge of contractor insurance across all 50 states to help you navigate complex regulations and structure policies correctly to avoid common pitfalls.

Specialized in contractor insurance nationwide—serving roofers, general contractors, and builders.
Competitive rates, exclusive discounts, and low down payments.
Easy online quotes and fast certificate requests.
Same-Day Policy Binding—never wait for coverage.

Get the Coverage You Need at a Great Rate

Save Up to 25% on Your Insurance Policy and Get the Proper Coverage.

WhaT Our Clients Say

      
 4.9717 reviews
 4.9
 717 reviews
 
 
 
   
 
 
       Diego E 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent experience with Affordable Contractors Insurance\! Shawn was excellent at his job, professional, knowledgeable, and very helpful throughout the entire process\. He made everything easy to understand and helped me find the right coverage for my contracting business\. I truly appreciate his outstanding service and dedication\. I highly recommend Shawn and Affordable Contractors Insurance to any contractor looking for reliable service and affordable insurance options\!
  
 
      Yvonne S 
 
 
 Trustindex verifies that the original source of the review is Google. I’m Giving This Gentleman Shawn Jason Five Stars As An Exceptional Performance He has Done For Me Today. However These FIVE STARS DO NOTHING COMPARED TO THE FACT OF HIS PERFORMANCE!!! I Will Rather Give Him 10+10+10 And More!!
I’m so grateful to have him as My Agent for giving me the best advice and guidance in my business transaction All In One Day!!!
THANK YOU AGAIN AND AGAIN SHAWN!!!
GOD BLESS YOUR CAREER HERE WITH AFFORDABLE CONTRACTORS INSURANCE…
  
 
      Pedro V 
 
 
 Trustindex verifies that the original source of the review is Google. Shawn is always on top of everything when I call totally recommended him and affordable contractor insurance
  
 
      Justin C 
 
 
 Trustindex verifies that the original source of the review is Google. My agent Shawn Jason, with ACI has been very helpful during the whole process, I highly recommend him for your contractor liability insurance needs!
  
 
      Andrew H 
 
 
 Trustindex verifies that the original source of the review is Google. Kim Haley and Ryan Munoz are great at what they do. I always recommend ACI to my contractor friends.
  
 
      Charles F 
 
 
 Trustindex verifies that the original source of the review is Google. Evan made the process to get insured painless!
  
 
      Daniel P 
 
 
 Trustindex verifies that the original source of the review is Google. Sam Salatino was very professional and knowledgeable. Made the process very easy for me.
  
 
      Brent G 
 
 
 Trustindex verifies that the original source of the review is Google. It was so easy getting my policy in place and Sam was helpful and extremely knowledgeable. He made the experience great!
  
 
      Teresa B 
 
 
 Trustindex verifies that the original source of the review is Google. Evan was great, he helped me get a great policy. Thank you.
  
 
      Victor C 
 
 
 Trustindex verifies that the original source of the review is Google. From start to finish, the level of professionalism and customer service was exceptional. Tank you Bobby Cesena

Affordable Contractors Insurance Coverage Types

Tailored Insurance programs  that Fit Your Business

Contractors face unique risks on every jobsite—from property damage and workplace injuries to strict insurance requirements written into construction contracts. Having the right insurance program isn’t just about protection; it’s often the key to getting approved for projects, meeting compliance requirements, and keeping work moving without delays. At Affordable Contractors Insurance, we specialize in contractor-focused insurance programs designed around how construction businesses actually operate.

Whether you run a small trade company or manage multiple crews, the right coverage helps you meet jobsite requirements, issue certificates quickly, and avoid costly coverage gaps. Our team helps contractors structure policies correctly from the start so they can stay compliant, protect their business, and qualify for more jobs.

Start your policy with as little as 20% down and save up to 25% compared to other providers.

General Liability Insurance

Protect your business from lawsuits and property damage claims.

Workers’ compensation Insurance

Get a range of specialized coverages to protect every aspect of your business

Commercial Auto Insurance

Cover employees who use your vehicles as part of your business.

Umbrella/Excess

Get higher limits for added protection.

Tools and Equipment Insurance

Protect your tools and equipment on the job site.

builder’s Risk Insurance

Safeguard your project and materials throughout the build.

Professional and PoLlution Liability Insurance

Covers professional liability and environmental liabilities such as clean-up costs, injury, and property damage.

Other Coverage

Get specialized protection for job-site theft, cyberattacks, and professional mistakes that basic policies leave out.

See How It All Fits Together

How Much Does Contractors Insurance Cost?

Several factors influence your insurance cost, including your trade, revenue, payroll, claims history, location, and the types of projects you take on. Coverage limits, endorsements, and jobsite requirements also affect pricing. Structuring policies correctly from the start can help contractors control costs while still meeting contract requirements and protecting their business.

Bundle your coverages for the best value and save even more. Start your policy with just 20% down. Get a free quote and save up to 25% on your policy in as little as 10 minutes.

(888) 505-9012

Nationwide Contractors Insurance by State

Get Affordable Coverage Near You

Affordable Contractors Insurance proudly serves contractors nationwide, including California, Texas, Florida, New York, and more. Looking for affordable contractors insurance near you? Contact us for a local quote.

Protect Your Business with
Affordable Contractors Insurance

We Serve Contractors of All Types

Roofers

Tradesman

Metal

Concrete

Solar

Restoration

Carpenters

Excavation/Demolition

HVAC

Builders

Why Choose ACI?

Trusted by Contractors Nationwide

Get the Coverage You Need at a Great Rate

WhaT Our Clients Say

Affordable Contractors Insurance Coverage Types

Tailored Insurance programs  that Fit Your Business

General Liability Insurance

Workers’ compensation Insurance

Commercial Auto Insurance

Umbrella/Excess

Tools and Equipment Insurance

builder’s Risk Insurance

Professional and PoLlution Liability Insurance

Other Coverage

See How It All Fits Together

How Much Does Contractors Insurance Cost?

Nationwide Contractors Insurance by State

Get Affordable Coverage Near You

Find Insurance in my state

Explore Contractor Insurance by U.S. Region

Find Insurance in my state:

Find Insurance in my state:

Find Insurance in my state:

Find Insurance in my state:

Save Money on Your Next General Liability Policy

Protect Your Business with Affordable Contractors Insurance

We Serve Contractors of All Types

Roofers

Tradesman

Metal

Concrete

Solar

Restoration

Carpenters

Excavation/Demolition

HVAC

Builders

Why Choose ACI?

Trusted by Contractors Nationwide

Get the Coverage You Need at a Great Rate

WhaT Our Clients Say

Affordable Contractors Insurance Coverage Types

Tailored Insurance programs that Fit Your Business

General Liability Insurance

Workers’ compensation Insurance

Commercial Auto Insurance

Umbrella/Excess

Tools and Equipment Insurance

builder’s Risk Insurance

Professional and PoLlution Liability Insurance

Other Coverage

See How It All Fits Together

How Much Does Contractors Insurance Cost?

Nationwide Contractors Insurance by State

Get Affordable Coverage Near You

Find Insurance in my state

Explore Contractor Insurance by U.S. Region

Find Insurance in my state:

Find Insurance in my state:

Find Insurance in my state:

Find Insurance in my state:

Save Money on Your Next General Liability Policy

Protect Your Business with
Affordable Contractors Insurance

Tailored Insurance programs  that Fit Your Business