Protect Your Business with
Affordable Contractors Insurance
Start your policy with as little as 20% down and same day certificates. Coverage available in all 50 states.
Your job needs tools. Your business needs ACI.
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ALL 50 STATES
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Contractors Only
We Serve Contractors of All Types
We serve contractors of all types — across the trades, across the job sizes.
From roofers to builders/general contractors, framers, excavators/grading crews, demo crews, concrete, HVAC, plumbing, electrical, and remodelers (plus the specialty trades that support them), we help contractors get the coverage they need to:
Start jobs faster (meet jobsite requirements)
Stay compliant (licenses, contracts, and COI requirements)
Keep work moving (fast certificates, correct endorsements, clean documentation)
Whether you’re new to the industry or running a multi-million-dollar operation, Affordable Contractors Insurance can tailor policies to fit your business.
Why Choose ACI?
Trusted by Contractors Nationwide
At Affordable Contractors Insurance, we know your business faces unique risks—and you deserve an insurance partner that truly understands your world.
For over a decade, we’ve helped contractors nationwide find the right coverage at the best rates, with service that’s fast, friendly, and reliable. We leverage our deep knowledge of contractor insurance across all 50 states to help you navigate complex regulations and structure policies correctly to avoid common pitfalls.
- Specialized in contractor insurance nationwide—serving roofers, general contractors, and builders.
- Competitive rates, exclusive discounts, and low down payments.
- Easy online quotes and fast certificate requests.
- Same-Day Policy Binding—never wait for coverage.
Get the Coverage You Need at a Great Rate
Save Up to 25% on Your Insurance Policy and Get the Proper Coverage.
WhaT Our Clients Say
Affordable Contractors Insurance Coverage Types
Tailored Insurance programs that Fit Your Business
Contractors face unique risks on every jobsite—from property damage and workplace injuries to strict insurance requirements written into construction contracts. Having the right insurance program isn’t just about protection; it’s often the key to getting approved for projects, meeting compliance requirements, and keeping work moving without delays. At Affordable Contractors Insurance, we specialize in contractor-focused insurance programs designed around how construction businesses actually operate.
Whether you run a small trade company or manage multiple crews, the right coverage helps you meet jobsite requirements, issue certificates quickly, and avoid costly coverage gaps. Our team helps contractors structure policies correctly from the start so they can stay compliant, protect their business, and qualify for more jobs.
Start your policy with as little as 20% down and save up to 25% compared to other providers.
General Liability Insurance
Workers’ compensation Insurance
Get a range of specialized coverages to protect every aspect of your business
Commercial Auto Insurance
Umbrella/Excess
Tools and Equipment Insurance
builder’s Risk Insurance
Professional and PoLlution Liability Insurance
Other Coverage
Get specialized protection for job-site theft, cyberattacks, and professional mistakes that basic policies leave out.
How Much Does Contractors Insurance Cost?
Several factors influence your insurance cost, including your trade, revenue, payroll, claims history, location, and the types of projects you take on. Coverage limits, endorsements, and jobsite requirements also affect pricing. Structuring policies correctly from the start can help contractors control costs while still meeting contract requirements and protecting their business.
Bundle your coverages for the best value and save even more. Start your policy with just 20% down. Get a free quote and save up to 25% on your policy in as little as 10 minutes.
Nationwide Contractors Insurance by State
Get Affordable Coverage Near You
Affordable Contractors Insurance proudly serves contractors nationwide, including California, Texas, Florida, New York, and more. Looking for affordable contractors insurance near you? Contact us for a local quote.
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