Save up to 25% on Contractors Insurance

Customized Insurance for Contractors

Protect Your Business with
Affordable Contractors Insurance

Start your policy with as little as 20% down and same day certificates. Coverage available in all 50 states.

Your job needs tools. Your business needs ACI.

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ALL 50 STATES

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Contractors Only

INSURANCE BY CONTRACTOR TYPE

We Serve Contractors of All Types

We serve contractors of all types — across the trades, across the job sizes.

From roofers to builders/general contractors, framers, excavators/grading crews, demo crews, concrete, HVAC, plumbing, electrical, and remodelers (plus the specialty trades that support them), we help contractors get the coverage they need to:

  • Start jobs faster (meet jobsite requirements)

  • Stay compliant (licenses, contracts, and COI requirements)

  • Keep work moving (fast certificates, correct endorsements, clean documentation)

Whether you’re new to the industry or running a multi-million-dollar operation, Affordable Contractors Insurance can tailor policies to fit your business.

Why Choose ACI?

Trusted by Contractors Nationwide

At Affordable Contractors Insurance, we know your business faces unique risks—and you deserve an insurance partner that truly understands your world. 

For over a decade, we’ve helped contractors nationwide find the right coverage at the best rates, with service that’s fast, friendly, and reliable. We leverage our deep knowledge of contractor insurance across all 50 states to help you navigate complex regulations and structure policies correctly to avoid common pitfalls.

Get the Coverage You Need at a Great Rate

Save Up to 25% on Your Insurance Policy and Get the Proper Coverage.

WhaT Our Clients Say

Google star 1Google star 2Google star 3Google star 4Google star 55.0730 reviews
5.0Google star 1Google star 2Google star 3Google star 4Google star 5
730 reviews
Gil’s H
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Can’t thank Sam enough for his exceptional energy and expertise in his craft. He took us step by step and made sure we understood A - Z , would highly recommend (they got us a great deal a as well)
Justin S
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Sam is a badass!!! He wrote my policy no questions asked other than what I needed as being a contractor in Atlanta to have that expedited like that is unheard of!!! I will be sending every contact I know to him that’s crazy how well he knows his stuff and does it that fast that’s just unreal to say the least. I will definitely send everyone I know his way not to mention knowing all contacts on government projects in Atlanta wanting to switch policies due to corruption.all I can say is Sam saved my ass in a crunch time and as a matter of fact the only one staying on top of it after speaking to 7 other companies so if that’s not professional I don’t what is he needs a promotion in my books just saying!!!thanks again for everything,Justin 2xtremecontracting…
Beth O
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Evan was very friendly and helpful and we got a good price on our insurance.
Jeremy M
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Sam Salatino is the Best… Very Responsive Very Reliable Thank you Sam
Vetcon E
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
If you looking for an insurance agent that offer first customer service and promptness, Sam is your guy!!
Jeremiah M
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Drake Ortiz answered my questions well.
Tim P
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Sam was awesome, quick and efficient, and got me the best rates. 10 out of 10 recommend
Geoff E
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Even though he probably isn’t a Michigan fan, Shawn sold me on it. Getting the exact coverage for my new business is a big step. Excited to see what Affordable Contractors Insurance can do for us.
Holly W
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I'd just like to note that if your looking to upgrade your business insurances for the new 2027 year, these are the people to give a chance. Not only was the representative knowledgeable, they were very informative on the changes that have taken place this past year, and will help you understand them. Without even asking, they will inform you about your benefits, and how to use them. Again, than you for all of your help! 5 ☆!
Frankie C
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Sam Salatino at affordable contractors insurance is an amazing Agent and person who is helpful, patient, efficient and goes above and beyond expectations. Someone I can trust and rely on when I have any questions or concerns. He always looks what’s best for the both parties . If I could hire him in my company I would . Great man I have zero complaints and I recommend his services any day to any contractor out there

Affordable Contractors Insurance Coverage Types

Tailored Insurance programs 
that Fit Your Business

Contractors face unique risks on every jobsite—from property damage and workplace injuries to strict insurance requirements written into construction contracts. Having the right insurance program isn’t just about protection; it’s often the key to getting approved for projects, meeting compliance requirements, and keeping work moving without delays. At Affordable Contractors Insurance, we specialize in contractor-focused insurance programs designed around how construction businesses actually operate.

Whether you run a small trade company or manage multiple crews, the right coverage helps you meet jobsite requirements, issue certificates quickly, and avoid costly coverage gaps. Our team helps contractors structure policies correctly from the start so they can stay compliant, protect their business, and qualify for more jobs.

Start your policy with as little as 20% down and save up to 25% compared to other providers.

How Much Does Contractors Insurance Cost?

Several factors influence your insurance cost, including your trade, revenue, payroll, claims history, location, and the types of projects you take on. Coverage limits, endorsements, and jobsite requirements also affect pricing. Structuring policies correctly from the start can help contractors control costs while still meeting contract requirements and protecting their business.

 
 

Bundle your coverages for the best value and save even more. Start your policy with just 20% down. Get a free quote and save up to 25% on your policy in as little as 10 minutes.

Nationwide Contractors Insurance by State

Get Affordable Coverage Near You

Affordable Contractors Insurance proudly serves contractors nationwide, including California, Texas, Florida, New York, and more. Looking for affordable contractors insurance near you? Contact us for a local quote.

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