Arkansas Roofers Insurance Coverage
You know roofing. So when it’s time for your business to choose an insurance policy, you need a company that knows the business just as well as you do. At Affordable Contractors Insurance, we exclusively focus on insurance for contractors. We stay up to date on industry trends and can help you find the best policy for the best price.
How Does Arkansas Roofing Contractors Insurance Work?
You might already know that your insurance will cover you in the event of a lawsuit from a client. However, that’s not all it does. The right insurance policy offers comprehensive protection for every aspect of your business:
- General liability insurance will cover you if a third party is injured at the job site or if you accidentally damage a customer’s property
- Workers’ compensation insurance will cover medical expenses and lost salary expenses if an employee is injured
- A “tools and equipment floater” can cover any specialized tools you own or rent
- Vehicle insurance can protect your vehicles in the event of damage
- Business interruption/loss of income insurance can reimburse you if your business is temporarily unable to operate
- If a customer claims a job was done improperly, your insurance can pay to fix it
- If you incur any legal expenses as the result of a claim filed against you, your insurance can cover those as well
There’s a lot of variation in policies, and if you’re new to the world of Arkansas roofers insurance coverage, it can be hard to know which type to get. At ACI, we can help you choose a policy that has all of the coverage you need (and none of the coverage you don’t).
Why Should You Get Commercial Roofing Insurance in Arkansas?
It may be tempting to try to cut costs by getting a cheap insurance policy that doesn’t cover much — or worse, by having no policy at all! But it’s a lot better to have insurance and not need it than it is to need it and not have it.
If you don’t have insurance, you may be legally obligated to pay for claims out of your own pocket. Claims and lawsuits can get very expensive very quickly, so it’s easy to lose a business this way.
Insurance can help you draw in more clients as well. Most homeowners will hire only insured contractors, as they’ll be exposed to their own risks if you’re uninsured. With these considerations in mind, business insurance is a wise investment. Also, with us, you can get outstanding coverage for only 20% down!
Let Us Help You Get Insured!
At Affordable Contractors Insurance, our knowledgeable agents are well-versed in both roofing and insurance. If you need residential roofing insurance in Arkansas, our agents can help!
We know there’s no such thing as a one-size-fits-all policy when it comes to insurance, so we can work with you to develop a fully customized policy that offers ample protection and still fits your budget. Contact us today to get started with a quote and see how much you can save!
