Oregon Roofers Insurance Coverage
If you’ve recently started a roofing business, you’re probably keeping costs low as you give your business a chance to really get off the ground. And while it’s okay to wait on some types of expenses — like upgraded work trucks with all the bells and whistles — insurance coverage is something you really shouldn’t skip.
Insurance keeps your business financially covered in the event of a workplace accident. And in the case of a lawsuit, it can mean the difference between closing your business or not. It also can help cement your reputation as a responsible, reliable company.
Affordable Residential Roofing Insurance in Oregon
Having insurance is important, but you shouldn’t just jump to claim the first cheap policy you see. Overly cheap insurance policies can cause problems down the line, as they often don’t offer enough coverage to adequately protect your business. But that doesn’t mean your policy has to cost an arm and a leg!
At Affordable Contractors Insurance, our mission is to help contractors like you find high-quality policies at affordable prices. We insure only contractors and roofers, so our agents are far more knowledgeable than most when it comes to the insurance you need.
We can save you thousands while still getting you a policy that’s a cut above the rest. And when you choose a policy with us, you can get started with only 20% down!
Why Is Oregon Roofers Insurance Coverage So Important?
What makes contractors insurance so essential? Some roofers have found out the hard way. If you’re working on a client’s house and accidentally cause significant damage to the roof, your liability insurance would ordinarily be able to pay that cost to the client to make things right.
If you aren’t insured, your client still needs to be paid so they can fix the damage. But without an insurance policy to cover the refund, you’ll be stuck with the cost. For a new business in particular, an unexpected expense like this can potentially wipe out your bank account.
Similarly, if you don’t carry workers’ compensation insurance and one of your employees is injured, you’ll likely be responsible for footing the bill for medical care.
Liability insurance and workers’ compensation insurance are most important, but you can also choose other add-ons or types of insurance:
- Commercial car insurance
- Inland marine insurance (insures materials transported over land)
- Business interruption insurance
- Tool and equipment insurance
Don’t fall into the trap of thinking accidents will never happen to you. Roofing is an inherently risky profession, and despite your best efforts, accidents can (and often do) happen. With Oregon roofing contractors insurance, you can enjoy peace of mind.
Protect Your Business and Employees with Commercial Roofing Insurance in Oregon
With the right insurance policy, you’ll be able to keep your business going strong. Don’t worry if you’ve never purchased contractors insurance before or aren’t sure where to start — our knowledgeable agents are happy to help you.
We’ll ask a few questions about your business and the type of insurance you hope to get. We’ll then create a custom policy built to suit the unique needs of your business. Our customers typically save 15% or more on their policies, so you can rest assured you’ll be getting the best deal possible. Contact us today to get started on your quote.