Why Choose ACI?
Veteran-Owned, Contractor-Focused
At Affordable Contractors Insurance, we know contractors—because contractors are all we do. Unlike general insurance providers, we specialize exclusively in your industry, ensuring your coverage matches your trade’s risks and your state’s regulations
With expertise across all 50 states, we build tailored policies that get it right the first time, helping you avoid costly mistakes others might overlook.
More Than Insurance—We’re Your Guide
Insurance shouldn’t be complicated or confusing. At ACI, we guide you through every step—from selecting the right policy to navigating audits, so you’re never left guessing. We take an educational approach, helping you understand exactly how your insurance works and why it’s important.
Fast, Reliable, and Efficient Service
We know your time is valuable. That’s why we issue quotes and certificates in as little as 10 minutes. No delays, no hassle—just the protection you need to keep working. With same-day policy binding and quick certificate requests, ACI keeps your business moving without missing a beat.
A Partner for the Long Haul
Our relationship with you doesn’t end once you sign a policy. We offer year-round support, including mid-year check-ins and guidance during audits. As your business grows, we’ll adjust your coverage to make sure you stay protected and prepared for success. At ACI, you’re not just a customer—you’re a partner for life.
The ACI Advantage
Exclusively for Contractors
We only insure contractors, giving us the insight and expertise general providers can’t match.
Fast, Hassle-Free Service
Save Up to 25%
Bundled policies offer deep discounts, so you pay only for the coverage you need.
Expert Support
From audit prep to policy renewals, we’ve got your back year-round.
Nationwide Expertise
We understand the rules and risks in all 50 states, helping you stay compliant and competitive.
Let ACI Handle Your Insurance
Don’t waste time with insurance providers who don’t understand your business. At ACI, we deliver the protection, speed, and expertise you need, so you can focus on building your business with peace of mind.