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How much does general contractor insurance cost per month?

Whether you’re managing a large construction operation or working as a small-scale contractor, having the right coverage can bring you peace of mind. But how much does it cost to secure general contractor insurance in most U.S. states each month? Here’s an overview:

What is the yearly cost of contractors’ insurance?

As a general contractor, sometimes paying yearly for your insurance can be an option. Here are some common types of insurance policies and the yearly prices you may pay for your contracting business in the US:

NOTE: Prices are subject to change & only reflect a baseline starting point. Affordable Contractors Insurance is experienced in building custom contractor insurance policies. All price estimates may change from state to state per business size, labor costs, materials purchased and  some other factors. We can NOT guarantee any prices listed here.

Other Recommended Options and Niche Needs

To operate in most states, contractors and construction business are required to have valid insurance. As you can see, from general liability to workers compensation, builder’s risk, and more, the cost of policies can quickly add up. So how do you know how much your specific business in your specific location will need? Use our insurance cost calculator for an instant quote!

Prices for Roofers Insurance Coverage

Are you a business owner or contractor in the roofing industry? If so, investing in proper insurance coverage is a must. Roofers insurance provides an effective way to protect from injury claims, damage to property, and medical costs associated with 3rd party incidents.

General Contractors Insurance Costs

As a general contractor, you are aware of the risks and potential hazards associated with the work that you do. Therefore, it is critical to protect yourself from any legal or financial incidents with a comprehensive liability insurance policy. Purchasing an appropriate coverage policy can be daunting; there are many factors to consider, including what’s covered, benefit levels, deductible amounts, and more.

Prices for Construction Workers Compensation

Are you a construction business owner who needs to understand more about workers compensation costs, regulations, and protections? When it comes to managing your construction company’s risk of injuries or accidents on job sites, securing worker’s comp insurance is essential.

Not only can construction workers compensation help cover the cost of medical care for an injured employee—it can also protect your employees from financial strain in cases where they are not able to work due to injury or illness.

Other Contractor Businesses We Insure!

At Affordable Contractors Insurance, we aim to provide independent contractors and construction businesses with reliable, tailored insurance coverage at a price that works for them. We believe every contractor in America should feel confident that their business is insured, protected, and ready to thrive. Our professional insurance agents will build a custom policy to fit your specific needs!

Here are a few of the other types of coverage we offer across various industries: