Utah Contractors: Coverage That Works for You
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Utah Roofers Insurance
As a Utah roofer, you earn a living by putting a roof over your clients’ heads. But who do you look to when you need protection for your business? Affordable Contractors Insurance (ACI) can offer Utah roofers insurance coverage that fits your company — all for as little as 20% down.
Insurance That Fits Your Industry
Some insurance companies are generalists. They may offer contractors insurance, but only alongside a host of other products such as car, home, and life insurance policies. At ACI, we believe in doing things differently.
We focus exclusively on contractors and roofers, which allows our team to devise solutions that fit your business. As a result, Utah roofing contractors insurance can help your business by:
- Covering supplies and equipment to prevent project delays
- Providing insurance for both residential and commercial roofing services
- Adapting your policy based on your company’s unique needs
- Preventing gaps in insurance coverage
When you contact one of our representatives, you can have confidence that you’re receiving the best possible coverage for your roofing business, all while maintaining an affordable price.
Insurance That Fits Your Clients
No two roofing businesses are alike — and neither are your customers. Affordable Contractors Insurance can provide coverage for both your residential clients as well as commercial businesses.
Residential Roofing Insurance in Utah
Utah is home to well over 3 million residents — a number that is climbing as more people move to the area. West Jordan currently ranks among the fastest-growing cities in America. These residents can benefit from a quality roofer providing services to residents of communities such as West Valley City and Orem.
But building, fixing, or renovating a residential structure comes with unique hazards. A roofing insurance policy can protect your workers from injuries on the job as well as protect homeowners, families, and even houseguests from workplace hazards.
The best roofing insurance will also protect your building materials and tools, preventing you from experiencing delays in your project timeline.
Commercial Roofing Insurance in Utah
While Salt Lake City has long been a major industrial center, Provo is gaining a reputation for being a major center of tech businesses. And where there are businesses, there are roofing needs.
Commercial roofing projects are often more lucrative than residential work, partly due to their larger size. But putting a roof on a business can be challenging. There are usually more people on the job site, for one thing. You need a policy that protects your workers as well as the company’s employees and customers who may be coming and going while your team is working.
Positively, a roofing insurance policy can inspire confidence among prospective clients, allowing you to win more bids. If you want to expand your commercial roofing services, a quality insurance policy could be a major selling point.
How to Get Utah Roofers Insurance Coverage
Insurance coverage may be only a phone call away. When you contact Affordable Contractors Insurance, you’ll connect with a representative who can listen to your needs and put together a quote in mere minutes. And if you choose, you can start your policy right then and there, preventing gaps in coverage.
Contact ACI today and get the protection you and your clients deserve.
General Contractors Insurance Near Utah
You’ve worked hard to build your construction company from the ground up. But in today’s world, all it takes is a single claim of injury or negligence to financially ruin a business.
Fortunately, there’s a way to keep your company protected. When you get a Utah contractors insurance policy from Affordable Contractors Insurance, you can rest assured that your business will stay protected with one low monthly premium.
What Is General Contracting Insurance in Utah?
When you purchase insurance for a car, you’re paying for liability coverage that protects you financially if you cause an accident. Depending on your policy, you may also have coverage that protects your vehicle if it is damaged or stolen.
Insurance for contractors works similarly. Liability coverage can pay costs associated with any damage you cause (or any damage that a third party claims you caused).
You can also choose other types of insurance depending on your risk tolerance and your business’s needs.
For example, if you frequently ship building materials, you may choose to get inland marine insurance, a type of coverage that protects materials transported over land. If you regularly use expensive tools or pieces of equipment, you may choose to insure them in case of theft, loss, or damage.
As you may already know, you can choose to insure just about every part of your business. ACI’s insurance agents can help you choose which types of Utah general contractors insurance policies you need.
What Kinds of Insurance Do I Need?
Whether you mostly work in Salt Lake City, West Valley City, West Jordan, or a smaller area, you’ll likely need at least two types of insurance: workers’ compensation and general liability.
Workers’ compensation covers employee injuries, but general liability policies are much broader. Your policy may cover the following:
- Injury to third parties (not employees — employees are covered separately through workers’ compensation insurance)
- Property damage caused by you or your employees
- Damage as a result of work you performed
- Advertising injury (libel or copyright infringement in your advertising campaigns)
Like many other types of insurance policies, most general liability policies for contractors come with add-ons.
You can usually add coverage for your tools and equipment — this coverage will pay for repairs or replacements if needed. If you keep customer records online, a data breach add-on can protect you from the financial consequences that come with a leak of online records.
Understanding what a given liability policy covers and doesn’t cover can be very confusing. Fortunately, ACI’s expert agents will explain each policy option and help you choose the best one for your business.
Find the Best Insurance for Construction Companies in Utah
At Affordable Contractors Insurance, we take pride in insuring contractors across Utah — from Provo to St. George. Thanks to our industry-specific knowledge, we’ll be able to help you choose a policy that keeps you protected while working within your budget.
We only insure contractors, so we can take a close look at your business and help you determine exactly what kind of coverage you need. Ready to get started? Contact us for your free quote today.